Homesite Indemnity is a different sort of insurance company. The company was founded in 1997, and serves as a brokerage for several leading insurance companies. Homesite Indemnity is focused on the home, and all of their insurance products are related to owning or renting property.
Homesite Indemnity is not an individually rated insurance company. Instead they endeavor to provide you with insurance coverage underwritten by top rated insurers. Homesite reports that their policy is to provide customers with insurance products offered by companies with at least an a- (excellent) rating with the A.M. Best Financial ratings company. The idea is that they research the financial reputations of companies for you, so you will know you are only buying from a reputable company.
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Because of the nature of their business, Homesite Indemnity has an excellent track record with their customers. As is often the case with an insurance brokerage, Homesite treats the customer as the first priority, understanding that the customer is their source of revenue, not a tally of policies sold at the end of the month.
Homesite is available in Washington D.C. and 47 of the states. If you are considering purchasing a policy from Homesite Indemnity or its affiliates, check with your state's department of insurance to verify their licensing before proceeding with the purchase.
Insurance Products Offered
Homesite Indemnity is dedicated to homeowners and renters. They sell policies for homeowners insurance, condo insurance, renters insurance, and specialty coverage such as flood insurance. By being dedicated to one type of insurance, the company tries to provide a higher level of service in their niche, leaving broad coverage and products to other companies.