Do any health insurance plans cover a personality disorder?

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Asked February 7, 2012

1 Answer


Most health insurance plans cover mental health treatment, including treatment for personality disorders. However, the specific coverage and extent of coverage can vary depending on the plan and the individual's specific diagnosis. Personality disorders are mental health conditions that involve patterns of thoughts, feelings, and behaviors that are long-standing and inflexible. There are several different types of personality disorders, including borderline personality disorder, narcissistic personality disorder, and antisocial personality disorder, among others. Treatment for personality disorders often involves psychotherapy, such as cognitive-behavioral therapy, dialectical behavior therapy, and psychodynamic therapy. Medication may also be prescribed to help manage symptoms, such as anxiety or depression, that are often associated with personality disorders. Many health insurance plans cover psychotherapy and medication for mental health conditions, including personality disorders. However, coverage may be limited by factors such as the plan's deductible, co-payments, and network restrictions. Additionally, some plans may require pre-authorization for certain types of treatment, such as hospitalization or intensive outpatient programs. It's important to check with your specific health insurance plan to understand the extent of coverage for mental health treatment, including treatment for personality disorders. Your healthcare provider may also be able to help you understand your coverage and work with your insurance company to obtain the necessary approvals for treatment.

Answered February 7, 2012 by Anonymous

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