Is alternative medicine covered by Medicare?
Navigate through the complexities of Medicare policies and explore the coverage possibilities for alternative medicine treatments. From acupuncture and chiropractic care to herbal supplements and naturopathy, gain insights into what Medicare does and doesn't cover. Understand the criteria for eligibility, potential out-of-pocket costs, and alternative avenues for reimbursement.
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Zach Fagiano
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Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
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UPDATED: Oct 28, 2024
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UPDATED: Oct 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Welcome to our comprehensive guide on the topic “Is alternative medicine covered by Medicare?”
In this article, we delve into the intricacies of Medicare coverage for alternative medicine treatments such us acupuncture, chiropractic care, herbal supplements, and naturopathy, examining whether these practices are covered under Medicare.
Don’t miss out on potential coverage options for your alternative medicine needs. Enter your zip code now to compare rates from the best insurance providers and find the coverage that aligns with your healthcare goals.
Does Medicare cover alternative medicine?
In 2004, the CDC reported that 36% of American adults had tried at least one type of holistic treatment. That number has grown in the years since, especially in the wake of COVID-19.
Alternative medicine includes acupuncture, massage, nutrition management, chiropractic care, and exercise regimens. Naturopathy appeals to many people because it is a gentler, less invasive way to treat health conditions.
Unfortunately for those interested in pursuing natural healthcare, Medicare doesn’t cover everything. For example, Medicare did not cover acupuncture care until recently.
Alternative medicine
Medicare will cover, with exceptions Medicare does not cover
Chiropractic services Visits to naturopathic doctors
Acupuncture Alternative therapies
Nutrition Counseling Natural medicine
The approved practices Medicare will cover come with strict guidelines.
Does Medicare cover acupuncture?
Due to the ongoing opioid crisis, Medicare now allows acupuncture to treat chronic lower back pain. Since acupuncture helps reduce pain from chronic back problems, acupuncture can reduce opioid dependency.
However, this is the only reason Medicare will cover acupuncture. To qualify, your back pain has to be chronic — it can’t be an acute injury or pain in any other part of your body.
Unfortunately, Medicare and acupuncture don’t go hand in hand. You’ll have to find an alternative way of paying for the services of an acupuncturist.
Does Medicare cover chiropractic services?
Chiropractic care is another natural healthcare service that Medicare covers for one specific reason. Medicare will cover your visit to the chiropractor if you have a misaligned spine.
In that case, you can visit a chiropractor to have your spine straightened. If you want to see a chiropractor for any other reason, including pain, numbness, and other health issues, you’ll be responsible for payment.
Does Medicare cover nutritional counseling?
A third example of a particular requirement, Medicare will cover nutritional counseling if you have a physical condition that your diet can improve.
Health conditions that benefit from nutritional counseling include diabetes, kidney disease, or if you had a kidney transplant within the last six months.
Unless you meet that criteria, Medicare won’t pay for your nutritional counseling.
Does Medicare cover naturopathic medicine?
This question, along with “Does Medicare cover naturopathic doctors?” has a disappointing answer for anyone interested in naturopathic medicine.
Naturopathic medicine seeks to treat health conditions with natural ingredients. Most people are familiar with the use of herbal tea to treat things like a headache, cough, or cold.
However, if you look at the back of your tea box, you’ll see a disclaimer stating the claims made about the tea are not backed by evidence.
Because of this, Medicare does not cover naturopathic medicine.
Medicare also skips naturopathic doctors because it does not recognize them as medical authorities. If you qualify for acupuncture or chiropractic services, you’ll need to see a licensed doctor and not a naturopath.
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Which type of care is not covered by Medicare?
While natural healthcare has benefits of its own, Medicare doesn’t cover any other naturopathic services. There isn’t enough evidence that proves natural medicine is something that Medicare should cover.
If you want to receive alternative treatment to whatever ails you, you should consider an alternative form of payment. Some insurances will cover alternative medicines, including Medicare Advantage (or Medicare Part C).
Medicare Advantage is supplemental insurance you can buy on top of Original Medicare. This additional insurance may give you more options for natural medicine. It all depends on the policy purchase.
Does Medicare cover functional medicine?
Functional doctors approach healthcare from a holistic viewpoint. This means that they look at your entire health history to discover the root of your medical condition rather than treat the symptoms.
Functional doctors are popular because they spend more time with their patients than conventional doctors.
Functional physicians aren’t considered the same as primary care doctors. Insurance does not cover functional doctors, and that includes Medicare.
Consider Medicare Advantage for Alternative Medicine
If you’re looking for holistic doctors that accept Medicare, chances are you won’t find any. Medicare doesn’t cover most natural healthcare options.
However, if you’re determined to get alternative treatment, Medicare Advantage will give you the best chances of having your care paid for.
So, does Medicare cover alternative medicine? Your best bet is to explore your Medicare Advantage options. If you’re ready to see what quotes might look like for you, enter your ZIP code into our free tool today.
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Case Studies: Coverage of Alternative Medicine by Medicare
Case Study 1: Acupuncture for Chronic Pain Management
Mr. Johnson, a Medicare beneficiary, suffered from chronic lower back pain that was not effectively managed by conventional treatments. Upon consultation with his physician, it was recommended that he try acupuncture as an alternative therapy. Medicare, recognizing the potential benefits of acupuncture for pain management, covered a portion of the costs for his acupuncture sessions under specific conditions.
Mr. Johnson was required to seek treatment from a licensed acupuncturist who met Medicare’s qualifications and provided necessary documentation of the medical necessity of the treatment.
Case Study 2: Chiropractic Care for Spinal Conditions
Mrs. Anderson, a Medicare beneficiary with a diagnosed spinal condition, sought chiropractic care as a non-invasive approach to managing her symptoms. Medicare provided coverage for a limited number of chiropractic visits per year under the condition that the services were medically necessary and were performed by a Medicare-approved chiropractor.
Mrs. Anderson was required to obtain a referral from her primary care physician, and the chiropractic services were covered as long as they were deemed reasonable and necessary by Medicare guidelines.
Case Study 3: Herbal Supplements for Health Maintenance
Ms. Ramirez, a Medicare beneficiary interested in maintaining her overall health, regularly used herbal supplements as part of her wellness routine. However, Medicare does not typically cover the costs of over-the-counter herbal supplements as they are considered non-medical in nature. Ms. Ramirez bore the expenses for her herbal supplements out-of-pocket, as they were not eligible for reimbursement under her Medicare plan.
Case Study 4: Meditation Classes for Stress Reduction
Mr. Patel, a Medicare beneficiary experiencing high levels of stress, turned to meditation as a means of improving his mental well-being. Unfortunately, Medicare does not provide coverage for meditation classes or other similar mind-body practices as standalone therapies.
While meditation may offer various health benefits, Medicare’s coverage is primarily focused on treatments that are considered medically necessary for the diagnosis and treatment of specific conditions.
Frequently Asked Questions
Does Medicare cover alternative medicine?
Medicare does not cover most forms of alternative medicine. However, there are some exceptions, such as acupuncture, chiropractic services, and nutritional counseling if specific requirements are met.
Does Medicare cover acupuncture?
Medicare will cover acupuncture to treat chronic lower back pain. But, it won’t cover acupuncture for any other reasons or in other parts of the body.
Does Medicare cover chiropractic services?
Medicare will cover chiropractic services if you have a misaligned spine. For any other reason, such as pain or numbness, you’ll need to pay out of pocket.
Does Medicare cover nutritional counseling?
Medicare will cover nutritional counseling only if you have a physical condition that your diet can improve. For instance, diabetes, kidney disease, or if you had a kidney transplant within the last six months.
Does Medicare cover naturopathic medicine?
No, Medicare does not cover naturopathic medicine as there is little evidence that proves natural medicine is something that Medicare should cover.
Which type of care is not covered by Medicare?
Medicare does not cover most forms of alternative medicine except for acupuncture, chiropractic services, and nutritional counseling, which comes with specific requirements.
Does Medicare cover functional medicine?
No, Medicare does not cover functional medicine, including functional doctors.
How can I get alternative medicine covered by insurance?
You can consider Medicare Advantage, which is supplemental insurance that you can buy on top of Original Medicare. This additional insurance may give you more options for natural medicine, depending on the policy you purchase.
Are there any other insurances that cover alternative medicine?
Yes, some insurances cover alternative medicine, but it depends on the policy you purchase. You can explore different policies and compare quotes to find the best option for you.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.