Allstate Milewise Review: Pros, Cons, & Alternatives (2024)
While a majority of usage-based insurance programs are pay-how-you-drive, few are pay-per-mile — but Allstate Milewise is one of the best. A low-mileage driver with Allstate could save 30-40% with a customized daily rate and per-mile rate. Our Allstate Milewise review covers the availability, eligibility, and savings.
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 21, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Allstate
Average Monthly Rate For Good Drivers
$160A.M. Best Rating:
A+Complaint Level:
LowPros
- Milewise is one of the best pay-per-mile programs
- Lower rates for people who are low-mileage drivers
- Drivers can buy full coverage, rental car reimbursement, and roadside assistance
- Additional discounts available
Cons
- Some drivers will see higher rates with Milewise
- Only available in 21 states
- Coverage options are limited compared to a standard policy
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What You Should Know About Allstate
Low-mileage drivers can find significant savings with mileage-based auto insurance. Although a few companies specialize in pay-per-mile insurance, you can buy it from standard companies like Nationwide, Liberty Mutual, and Allstate.
Allstate’s pay-per-mile insurance program is Milewise. Not to be confused with the safe driving program Drivewise, Milewise can help people who drive less than 13,000 miles annually. Although various factors affect your rates, the average Allstate driver saves between 30% and 40% on their insurance by using Milewise.
Explore our Allstate Milewise review, then compare other pay-per-mile insurance companies to find the best plan for you. Enter your ZIP code into our free online tool to receive car insurance quotes from multiple providers.
- The Milewise pay-per-mile insurance option helps low-mileage drivers save money
- Low-mileage Allstate drivers can potentially save 30-40% by using Milewise
- Milewise is available in 21 states and Washington, D.C.
Allstate Milewise Explained
Frequently Asked Questions
Does Allstate car insurance cover rental cars?
Yes, Allstate typically offers rental reimbursement coverage as an optional add-on to their auto insurance policies. Allstate rates high for the best car insurance for rental reimbursement coverage.
Does Allstate Milewise track driving habits?
Yes, Allstate Milewise is a usage-based insurance program that tracks driving habits to determine insurance rates.
Does Allstate offer low mileage discount?
Yes, Allstate offers a low mileage discount through its Milewise program, which bases premiums on actual miles driven.
Does Allstate cover delivery drivers?
Allstate may offer coverage for delivery drivers, but it depends on the specific policy and terms. For example, Allstate ranks among the best car insurance for Amazon delivery drivers. It’s best to check with an Allstate representative for details.
How does Allstate rental reimbursement work?
Allstate’s rental reimbursement coverage helps pay for the cost of renting a car while your vehicle is being repaired after a covered accident. Reimbursement limits and eligibility criteria apply.
How do I redeem my Allstate rewards points?
To redeem Allstate rewards points, log in to your Allstate account online or through the mobile app and follow the instructions provided for redemption.
Does Allstate offer gap insurance?
Yes, Allstate offers gap insurance, which covers the difference between what you owe on your car and its actual cash value in the event of a total loss. Allstate rates high among providers having the best gap car insurance.
How does Milewise work?
Allstate Milewise is a pay-per-mile insurance program where your premium is based on the number of miles you drive. You install a device in your car that tracks mileage, and you pay a base rate plus a per-mile rate.
How does pay-per-mile car insurance work?
Pay-per-mile car insurance, like Allstate Milewise, charges you based on the number of miles you drive. You typically pay a base rate plus a per-mile rate, which is tracked through a device installed in your car.
How does Allstate determine car value?
Allstate typically determines the value of a car using various factors, including the vehicle’s age, mileage, condition, and market value. See how you can calculate the totaled value of your car.
How many miles does Allstate towing coverage?
Allstate’s towing coverage typically offers a certain number of miles of towing per service call, which can vary depending on your specific policy.
How much is Allstate pay-per-mile?
The cost of Allstate’s pay-per-mile insurance, such as Milewise, depends on factors like your driving habits, location, vehicle, and coverage options.
How long does Geico take to approve insurance?
The time it takes for Geico to approve insurance can vary depending on factors such as the type of coverage, your driving record, and the complexity of the policy. Typically, approval can happen within minutes to a few days. Take a look at the Geico DriveEasy car insurance discount.
What is Allstate eSmart?
Allstate eSmart is a feature that provides policyholders with access to online tools and resources for managing their insurance policies and claims.
What is Allstate eSmart discount?
The Allstate eSmart discount is a discount offered to policyholders who choose to manage their policies online through the eSmart platform.
How good is Allstate at paying claims?
Allstate is generally regarded as a reputable insurance company with a strong claims-paying reputation. However, individual experiences may vary. See our article, How long does it typically take for Allstate to process a car insurance claim?
How to redeem Allstate points for cash?
To redeem Allstate points for cash, log in to your account and navigate to the rewards or points redemption section. Follow the instructions provided to cash out your points.
What happens if you unplug Milewise device?
If you unplug the Milewise device, Allstate may not be able to accurately track your mileage, which could affect your insurance premium or coverage. It’s important to follow the terms and conditions of the Milewise program.
How much does Allstate insurance cost?
The cost of Allstate insurance varies depending on factors such as your location, driving history, coverage options, and discounts. You can get a personalized quote by contacting Allstate or using their online tools. You can also see quotes from multiple providers by entering your ZIP code into our online tool. See our article, How much is car insurance?
What is Allstate safe driving club?
Allstate safe driving club is a program that rewards safe driving habits with discounts and rewards for policyholders.
What is Allstate safe driving club discount?
The Allstate safe driving club discount is a discount offered to policyholders who participate in the Safe Driving Club program and demonstrate safe driving habits.
What is Allstate easy pay plan?
Allstate easy pay is a payment plan that allows policyholders to set up automatic payments for their insurance premiums, helping to ensure timely payments. See details in our article, How can I pay my Allstate auto insurance premium?
How much does it cost to add a driver to car insurance Allstate?
The cost to add a driver to your Allstate car insurance policy depends on factors such as the driver’s age, driving record, and other individual factors. Find out more in our article, How do I add or remove drivers from my Allstate car insurance policy?
How much is Allstate full pay discount?
Allstate may offer a discount for policyholders who choose to pay their premiums in full upfront rather than in installments. The amount of the discount can vary. Learn more about Allstate car insurance discounts.
Is Allstate Milewise worth it?
Whether Allstate Milewise is worth it depends on your driving habits and insurance needs. It can be a good option for low-mileage drivers who want more control over their insurance costs.
Is Allstate auto insurance legit?
Yes, Allstate is a legitimate and well-established auto insurance company with millions of policyholders nationwide.
Is Allstate a good auto insurance company?
Allstate is generally considered a reputable auto insurance company with a range of coverage options and discounts. However, the quality of service may vary based on individual experiences and needs. See our Allstate insurance review and ratings.
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Kebbeh_Family
Allstate Denied Responsibility-Customer Backed Into Us
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Always lose arbitrations
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ALLSTATE INSURANCE
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As Discriminatory As You Can Possibly Get
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RUDE CUSTOMER SERVICE AND SCAMMERS!!!
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The worst insurance ever
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Way overpriced! Will scam you if you cancel!
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Untrained and Ignorant CS Team and Managers
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Allstate SUCKS
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Unprofessional Agent