There are quite a few advantages for seniors who belong to the American Association of Retired Persons, or AARP. Among those advantages are things such as guaranteed acceptance life and health insurance, discounts on many different lines of coverage, and the availability of group insurance through membership in AARP.
AARP Does Not Sell Insurance
AARP is not an insurance company. Instead, they have researched and then partnered with leading insurance companies to provide AARP members with exclusive discounts to most lines of insurance. Rather than selling insurance, AARP makes special group policies available to members by attracting insurance companies with the power of vast group memberships.
AARP provides online financial planning tools to help members identify the types and amounts of coverage they require. In addition to purchasing personal life insurance ranging from final expense coverage to a full-featured whole life policy, you also have the option of purchasing policies for descendant children under the Young Start life insurance plan.
AARP members have access to both health and long term care coverage at low group rates. Because this is a group plan, you are guaranteed acceptance into the program regardless of current or previously existing conditions you may have. Long term care is not the same as health insurance, but could provide for you and your family if you become ill for an extended period of time.
Homeowners insurance purchased as an AARP member will get you some of the lowest home insurance rates available. For even more savings, couple your home insurance policy with an auto insurance policy to get the benefits of multiple lines discounts along with the discounts for being an AARP member.
Car insurance is important for everyone, and AARP can save members a lot of money over the course of an annual policy contract. Another benefit of purchasing your insurance through AARP is that you can rest assured you are dealing with insurers that have already passed the tests of dependability and trustworthy customer service.