QBE Renters Insurance Review & Ratings (2024)

What You Should Know About Qbe Insurance Corporation

If you’re looking for affordable and reliable renters insurance, QBE Renters Insurance may be a great option for you. In this article, we’ll take a closer look at QBE Renters Insurance and what it has to offer. We’ll explore the coverage options, pricing, and customer service to help you make an informed decision.

Don’t forget to enter your zip code at the end of the article to compare rates from top insurance providers and find the best deal for your needs. Protect your home and your belongings with QBE Renters Insurance today!

QBE Insurance Overview

A.M. Best: A

Better Business Bureau: B

Standard & Poor’s: A+

Qbe Insurance Corporation Insurance Coverage Options

QBE renters insurance is a standard renters insurance according to the typical market. With QBE, personal injury, personal liability, as well as a few other coverage options, are available to renters.

Renters can get insurance from QBE everywhere in the United States except Alaska and Florida. The only downside, is that QBE is not accepted by every landlord and is only available to select networks. However, if your landlord does accept QBE, these are some of the options that are covered:

• Personal liability
• Personal injury
• Personal property
• Theft
• Vandalism
• Property damage
• Credit card theft / financial fraud (up to $1,000)
• Medical payments
• Protection against fire damage

Along with these, there are some additional coverage options, which include extra coverage for high-value possessions, insurance tailored to college student residences as well as nursing homes, extra identity theft and libel protection, and a higher reimbursement rate for your things.

These add-ons will cost an extra fee to your baseline renters insurance. Pricing, coverage and deductibles will also be based on your region and may fluctuate.

Qbe Insurance Corporation Insurance Rates Breakdown

There are not any quotes listed on QBE’s website for an example, but the average cost in the U.S. for renters insurance ranges from $15-25 per month. Since QBE’s reputation remains relatively on-trend with the insurance market, it is safe to say that the cost for their renters insurance is around the same price point.

This however is never a definite and may be subject to fluctuate based on your state and region.

Qbe Insurance Corporation Discounts Available

With QBE’s many policy options, the best way to receive the maximum discount is to bundle your policies.

Along with this, your rates will not increase as long as you do not file a claim. This can help drive your rates down over time.

How do I file a claim with QBE?

There are a few different ways that you can start a claim once you’ve received your QBE renters insurance login.

After reporting your claim, a QBE Claim Professional will contact you within approximately one business day. A claims specialist will then verify the details of your claim and discuss deductibles, potential coverage exceptions and coverage limits with you.

This QBE renters insurance quote will give you a rough estimate on the cost of repairs as well as what can or cannot be replaced under your policy.

If you feel that after you have received this information your policy is not correctly covering damages or property loss, you can call the QBE renters insurance phone number (866-251-5389) to speak with a representative about further coverage.

How Qbe Insurance Corporation Ranks Among Providers

QBE Renters Insurance Reviews

A.M. Best has QBE listed at a high A rating for financial strength. However, there are quite a bit of customer complaints from within the last few years that have started to decline the high rating that QBE has received in the past.

The Better Business Bureau rates QBE at an A+ for customer satisfaction, but QBE’s customer complaints on BBB, which don’t factor into its A+ rating, reflect a high ratio of complaints. Most of these reviews reflect the dissatisfaction of claims not being paid out as well as customer service not getting back to customers in a timely manner.

On QBE’s website, they boast about their claim response time frame as approximately one business day after a claim is filed. However, according to recent reviews, this promise has not been upheld.

Their online customer service is available 24/7 to make filing claims much more convenient and live hours have a wide range during the day, Monday-Friday.