Scott & White Health Plan Insurance Review & Ratings (2024)
Enhance your health coverage with Scott & White Health Plan insurance - a trusted provider offering comprehensive plans for individuals, families, and employers in Texas. With a wide range of coverage options, affordable premiums, and access to a network of healthcare providers, Scott & White Health Plan insurance ensures you receive the quality care you deserve.
Read moreMichelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Sep 13, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Scott & White Health Plan Insurance
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A- (Excellent)Complaint Level:
MedPros
- Comprehensive coverage options, including HMOs, PPOs, EPOs, and Medicare plans.
- Affordability with competitive pricing and discounts for healthy behaviors.
- Long-standing history since 1982, demonstrating stability and experience.
- Wellness programs that incentivize and reward healthy behaviors.
- Feature-rich mobile app and online account management for convenient policy management.
Cons
- Limited availability in certain areas, potentially limiting choices for some individuals.
- Some reports of a limited provider network in certain regions.
- High deductibles reported by some customers, posing a challenge for out-of-pocket costs.
Scott & White Health Plan Insurance is a health insurance provider that has been in operation for over 35 years. The company was founded in 1982 with a mission to provide affordable, quality healthcare to its customers.
Today, Scott & White Health Plan offers a range of insurance plans for individuals, families, and employer groups, with coverage options that include medical, dental, vision, and prescription drug benefits.
The company is known for its comprehensive coverage options, including access to a large network of providers and hospitals. Customers also appreciate the company’s competitive pricing and affordable premiums compared to other health insurance providers. Scott & White Health Plan also offers a range of wellness programs that incentivize healthy behaviors.
However, some customers have reported challenges with limited availability and provider networks, as well as high deductibles. Customers can visit the Scott & White Health Plan website to search for plans in their area and see pricing details, or contact a customer service representative for assistance.
What You Should Know About Scott & White Health Plan Insurance
Welcome to our comprehensive guide on Scott & White Health Plan Insurance. In this article, we will delve into the various aspects of Scott & White Health Plan Insurance, including its coverage options, cost, customer satisfaction, and more. Scott & White Health Plan Insurance is committed to providing quality healthcare at affordable rates.
- Founded in 1982, Scott & White Health Plan is one of the oldest health insurance companies in Texas.
- Scott & White Health Plan is a non-profit organization that reinvests its profits back into the company to improve its services.
- The company is a subsidiary of Baylor Scott & White Health, one of the largest non-profit healthcare systems in the United States.
To ensure you find the best insurance options tailored to your needs, we encourage you to enter your ZIP code and compare rates from the top insurance providers in your area. Take control of your health coverage today and secure peace of mind for yourself and your loved ones.
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Scott & White Health Plan Insurance History and Mission
Scott & White Health Plan was founded in 1982 by the Scott & White Clinic, a non-profit healthcare system based in Temple, Texas. The company’s mission is to provide affordable and quality healthcare to its customers.
To achieve this mission, Scott & White Health Plan offers a variety of health plans, including HMOs, PPOs, and EPOs, that cover a wide range of medical services, including preventive care, primary care, specialty care, and hospitalization. The Scott & White Clinic, which was established in 1897, has a long history of providing quality healthcare to its patients.
In the 1970s, the clinic recognized the need for affordable health insurance for its patients and began exploring the idea of creating its own health plan. In 1982, Scott & White Health Plan was founded with a mission to provide affordable and quality healthcare to its customers. The company initially offered health plans to the employees of the Scott & White Clinic and their families.
In 2013, Scott & White Health Plan merged with Baylor Health Care System to form Baylor Scott & White Health, one of the largest non-profit healthcare systems in the United States. Today, Scott & White Health Plan continues to operate as a subsidiary of Baylor Scott & White Health, offering a wide range of health plans and services to individuals, families, and employers in Texas.
Scott & White Health Plan Insurance Coverage Options
Scott & White Health Plan offers a variety of health insurance plans to individuals, families, and employers in Texas. Here are the main types of insurance offered by the company:
- HMO plans: Health Maintenance Organization (HMO) plans are designed to provide comprehensive healthcare services to customers at an affordable cost. With an HMO plan, customers are required to choose a primary care physician (PCP) who coordinates their healthcare services. The PCP serves as the customer’s first point of contact for all healthcare needs and refers them to specialists when necessary.
- PPO plans: Preferred Provider Organization (PPO) plans offer more flexibility than HMO plans, allowing customers to see any healthcare provider in or out of the plan’s network without a referral. PPO plans typically have higher premiums than HMO plans but offer more options for healthcare services.
- EPO plans: Exclusive Provider Organization (EPO) plans are similar to PPO plans in that they allow customers to see any healthcare provider in or out of the plan’s network without a referral. However, EPO plans typically have lower premiums than PPO plans and may have more restrictions on out-of-network care.
- Medicare plans: Scott & White Health Plan also offers a range of Medicare plans, including Medicare Advantage, Medicare Supplement, and Prescription Drug plans. These plans are designed to provide affordable and comprehensive healthcare coverage to individuals who are eligible for Medicare.
Areas Where Scott & White Health Plan Insurance is Offered
Scott & White Health Plan offers health insurance plans primarily in the state of Texas. The company’s network includes over 50 hospitals and 5,000 providers across Central Texas, North Texas, and the Brazos Valley. Here are some of the areas where Scott & White Health Plan insurance is offered:
- Central Texas: Scott & White Health Plan offers health insurance plans in Central Texas, including the cities of Austin, Temple, Killeen, Waco, and Round Rock.
- North Texas: Scott & White Health Plan offers health insurance plans in North Texas, including the cities of Dallas, Fort Worth, Plano, Frisco, and Arlington.
- Brazos Valley: Scott & White Health Plan offers health insurance plans in the Brazos Valley area, including the cities of Bryan and College Station.
If you are interested in finding out whether Scott & White Health Plan insurance is available in your state, here are the seven steps you can follow:
- Go to the Scott & White Health Plan website.
- Click on the “Find a Plan” tab in the main menu.
- Select the type of plan you are interested in, such as individual and family plans or employer-sponsored plans.
- Enter your ZIP code in the search field and click “Search Plans.”
- If Scott & White Health Plan offers plans in your area, you will see a list of available plans along with details such as plan type, monthly premium, deductible, and out-of-pocket maximum.
- You can also click on the “Provider Network” tab to search for providers in your area who accept Scott & White Health Plan insurance.
- If Scott & White Health Plan does not offer plans in your area, you may want to consider other health insurance providers that operate in your state.
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Scott & White Health Plan Insurance Rates Breakdown
The cost of Scott & White Health Plan insurance depends on several factors, including the type of plan, the level of coverage, the customer’s age and location, and other factors. Here are some general estimates of the cost of Scott & White Health Plan insurance:
- HMO plans: The cost of HMO plans offered by Scott & White Health Plan typically ranges from around $250 to $800 per month for an individual, depending on the level of coverage and the customer’s age. Family plans can range from around $750 to $2,400 per month, depending on the number of dependents and their ages.
- PPO plans: The cost of PPO plans offered by Scott & White Health Plan typically ranges from around $300 to $1,000 per month for an individual, depending on the level of coverage and the customer’s age. Family plans can range from around $900 to $2,900 per month, depending on the number of dependents and their ages.
- EPO plans: The cost of EPO plans offered by Scott & White Health Plan typically ranges from around $200 to $700 per month for an individual, depending on the level of coverage and the customer’s age. Family plans can range from around $600 to $1,800 per month, depending on the number of dependents and their ages.
- Medicare plans: The cost of Medicare plans offered by Scott & White Health Plan varies depending on the type of plan and the level of coverage. Medicare Advantage plans may have premiums as low as $0 per month, while Medicare Supplement plans may range from around $80 to $400 per month, depending on the level of coverage and the customer’s age.
Scott & White Health Plan Insurance Discounts Available
Scott & White Health Plan offers several discounts to help customers save money on their health insurance premiums. Here are some of the discounts available:
- Wellness incentives: Scott & White Health Plan offers a wellness incentive program that rewards customers for healthy behaviors. Customers can earn rewards by completing health assessments, participating in wellness programs, and achieving certain health goals.
- Member perks: Scott & White Health Plan offers discounts and special offers on a variety of health and wellness products and services through its Member Perks program. These discounts include gym memberships, weight loss programs, vision care, and more.
- Multi-plan discount: Customers who enroll in multiple health insurance plans with Scott & White Health Plan can qualify for a multi-plan discount on their premiums.
- Family discount: Customers who enroll their family members in a Scott & White Health Plan insurance plan can qualify for a family discount on their premiums.
- Prescription drug discount: Scott & White Health Plan offers discounts on prescription drugs through its pharmacy benefit program. Customers can save money on their prescription drug costs by using participating pharmacies and generic drugs.
Seamless Claims Process With Scott & White Health Plan Insurance
Ease of Filing a Claim
Scott & White Health Plan Insurance provides customers with convenient options for filing claims. Whether you prefer the ease of online submissions, the simplicity of phone calls, or the accessibility of mobile apps, the company offers user-friendly channels to report claims, ensuring a hassle-free experience for policyholders.
Average Claim Processing Time
One of the essential aspects of a smooth insurance experience is the time it takes to process claims. Scott & White Health Plan Insurance is committed to efficient service. With a focus on timely processing, customers can expect their claims to be handled promptly, providing reassurance during stressful times.
Customer Feedback on Claim Resolutions and Payouts
Customer satisfaction is paramount in the insurance industry. Scott & White Health Plan Insurance values feedback from its policyholders. The company actively seeks input on claim resolutions and payouts, aiming to address concerns and enhance its services continually. By listening to customer experiences, Scott & White Health Plan Insurance ensures that claim resolutions are fair, transparent, and satisfactory.
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Unleashing Innovation With Scott & White Health Plan Insurance Digital and Technological Features
Mobile App Features and Functionality
Scott & White Health Plan Insurance offers a feature-rich mobile app designed to empower policyholders. From checking policy details to filing claims, the app provides a seamless experience.
Users can easily navigate through the app’s intuitive interface, making it convenient to manage their insurance policies on the go. The app also includes helpful tools for understanding coverage and accessing emergency services, enhancing overall customer convenience.
Online Account Management Capabilities
The company’s online account management portal offers robust features for policyholders. Through secure login, customers can access their accounts, view policy information, and update personal details. The portal provides a centralized platform for managing policies, making payments, and accessing important documents.
Scott & White Health Plan Insurance prioritizes user security, ensuring that online interactions are encrypted and safeguarded, providing peace of mind to its customers.
Digital Tools and Resources
In addition to the mobile app and online account portal, Scott & White Health Plan Insurance offers a range of digital tools and resources. These resources are designed to educate customers about insurance coverage, wellness programs, and healthcare options.
Interactive tools, informative articles, and educational videos empower policyholders to make informed decisions about their health and insurance. By investing in digital resources, the company demonstrates its commitment to customer education and engagement.
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How Scott & White Health Plan Insurance Ranks Among Providers
In the dynamic landscape of health insurance, Scott & White Health Plan faces competition from several key players. Understanding the strengths and offerings of its competitors is crucial for individuals seeking the right insurance coverage. Below, we delve into the main competitors of Scott & White Health Plan Insurance, exploring their unique features, coverage options, and customer feedback.
- Blue Cross Blue Shield of Texas: Blue Cross Blue Shield of Texas is a prominent player in the health insurance industry, offering a wide array of plans to individuals, families, and businesses. Known for its extensive provider network, BCBS of Texas provides coverage across the state.
- Unitedhealthcare: Unitedhealthcare is a national health insurance provider with a broad reach, offering a diverse range of plans, including HMOs, PPOs, and Medicare plans. The company stands out for its innovation in digital health tools and resources, empowering members to manage their health proactively.
- Aetna: Aetna, a subsidiary of CVS Health, is recognized for its commitment to personalized healthcare solutions. With a focus on member engagement and well-being, Aetna offers a variety of insurance plans tailored to different needs. The company’s initiatives in value-based care and preventive services contribute to its competitive edge.
- Cigna: Cigna is a global health services company providing insurance solutions to individuals and employers. Renowned for its focus on holistic health and well-being, Cigna offers a range of plans, including behavioral health coverage and wellness programs.
- Humana: Humana specializes in Medicare Advantage plans, offering comprehensive coverage to seniors. With a focus on preventive care and health and wellness programs, Humana competes in the health insurance market by addressing the unique needs of an aging population.
In navigating the health insurance landscape, individuals should carefully assess the offerings of Scott & White Health Plan and its competitors. Each competitor brings unique strengths, whether through expansive provider networks, innovative digital solutions, or specialized plans catering to specific demographics.
Customer Reviews of Scott & White Health Plan Insurance
When it comes to customer reviews, Scott & White Health Plan has received generally positive feedback from its customers. Here’s an overview of some of the strengths and weaknesses reported by customers:
Strengths:
- Comprehensive coverage: Many customers have praised Scott & White Health Plan for its comprehensive coverage options, including access to a large network of providers and hospitals.
- Affordable premiums: Several customers have reported that Scott & White Health Plan offers competitive pricing and affordable premiums compared to other health insurance providers.
- Good customer service: Many customers have reported positive experiences with Scott & White Health Plan’s customer service team, noting that representatives are knowledgeable and helpful.
- Wellness programs: Several customers have praised Scott & White Health Plan for its wellness programs, which offer rewards and incentives for healthy behaviors.
Weaknesses:
- Limited availability: Some customers have reported that Scott & White Health Plan’s insurance plans are not available in all areas, limiting their choices when it comes to selecting a health insurance provider.
- Limited provider network: A few customers have reported that the provider network offered by Scott & White Health Plan is limited in some areas, which can make it difficult to find in-network providers.
- High deductibles: Some customers have reported that Scott & White Health Plan’s plans have high deductibles, which can make it challenging to meet out-of-pocket costs.
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Frequently Asked Questions
What is Scott & White Health Plan?
Scott & White Health Plan is a health insurance company that offers a range of health plans to individuals, families, and employers in Texas. The company is a subsidiary of Baylor Scott & White Health, one of the largest non-profit healthcare systems in Texas.
What types of health plans does Scott & White Health Plan offer?
Scott & White Health Plan offers a variety of health plans, including HMO, PPO, and EPO plans. The company also offers Medicare Advantage plans, dental plans, and vision plans.
What are the benefits of choosing a Scott & White Health Plan?
Scott & White Health Plan offers several benefits, including access to a large network of healthcare providers, affordable premiums, and a range of health and wellness programs. The company also offers personalized care management services to help members with chronic conditions manage their health.
How do I enroll in a Scott & White Health Plan?
You can enroll in a Scott & White Health Plan by visiting the company’s website or by calling the customer service department. The company also has a network of licensed agents who can assist with enrollment.
How much does a Scott & White Health Plan cost?
The cost of a Scott & White Health Plan varies depending on the type of plan you choose, your age, and your location. You can get a personalized quote by visiting the company’s website or by calling the customer service department.
Does Scott & White Health Plan cover pre-existing conditions?
Yes, Scott & White Health Plan covers pre-existing conditions. However, the specifics of coverage will depend on the type of plan you choose.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.