Rocky Mountain Health Plans Insurance Review & Ratings (2024)

Overall, Rocky Mountain Health Plans Insurance (RMHP) appears to be a reputable provider of health insurance plans, with a strong commitment to innovation, high-quality care, and exceptional customer service.

The company offers a wide range of plan options for individuals, families, and Medicare beneficiaries, with affordable pricing and a variety of discounts available to help customers save money on their healthcare costs. If you’re in the market for health insurance, RMHP is worth considering, particularly if you live in Colorado, where the company is based.

However, as with any health insurance provider, it’s important to do your research, compare plans and prices, and read reviews from current and former customers before making a decision. By doing so, you can be confident that you’re choosing a provider that meets your needs and provides the level of care and support that you expect and deserve.

What You Should Know About Rocky Mountain Health Plans

Welcome to our informative guide on Rocky Mountain Health Plans Insurance and the essential topics you should know. In this article, we’ll explore the comprehensive coverage options, network of healthcare providers, and the benefits of choosing Rocky Mountain Health Plans Insurance. Whether you’re seeking health, dental, vision, or life insurance, we’ve got you covered.

• RMHP offers integrated healthcare solutions that combine medical, behavioral, and dental care to promote overall health and wellness.
• The company has a strong commitment to social responsibility and community involvement, supporting local charities and nonprofit organizations.
• RMHP has been recognized for its exceptional customer service, receiving high ratings from J.D. Power and Associates.

To find the most competitive rates from top insurance providers in your area, simply enter your zip code below and unlock the power of comparison. Take control of your insurance decisions today and ensure you have the right coverage at the best price.

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History and Mission: Rocky Mountain Health Plans Insurance

Rocky Mountain Health Plans Insurance (RMHP) was founded in 1974 in Grand Junction, Colorado, by a group of physicians who were concerned about the lack of healthcare options available in rural Western Colorado.

At the time, many people in the region had limited access to healthcare and those who did often faced high costs and inadequate coverage. The founders of RMHP believed that everyone deserved access to affordable, high-quality healthcare, regardless of where they lived or their ability to pay.

They started the company with the mission of providing comprehensive healthcare coverage to residents of Western Colorado, with a focus on preventive care and wellness. RMHP’s commitment to social responsibility and community involvement is an integral part of its mission and values.

Rocky Mountain Health Plans Insurance Coverage Options

Rocky Mountain Health Plans Insurance (RMHP) offers a wide range of health insurance products and services for individuals, families, and seniors. Here’s a closer look at what the company has to offer:

• Individual and Family Health Insurance: RMHP offers a variety of individual and family health insurance plans that provide comprehensive coverage for medical, dental, and vision care. These plans are designed to meet the needs of individuals and families at different stages of life and with different healthcare needs.
• Medicare Advantage Plans: RMHP offers several Medicare Advantage plans for seniors who are eligible for Medicare. These plans provide comprehensive healthcare coverage, including medical, prescription drug, and dental coverage, as well as wellness and preventive care services.
• Employer-Sponsored Health Insurance: RMHP works with employers to provide health insurance coverage for their employees. These plans can be customized to meet the specific needs of each employer and their employees.
• Dental and Vision Insurance: RMHP also offers standalone dental and vision insurance plans for individuals and families who are not enrolled in a medical plan. These plans provide coverage for routine dental and vision care, as well as more complex procedures.

Overall, RMHP’s products and services are designed to provide comprehensive, affordable, and accessible healthcare coverage for individuals, families, and seniors in Colorado and neighboring states. The company’s commitment to innovation, high-quality care, and exceptional customer service make it a trusted provider of health insurance plans.

States Offering Rocky Mountain Health Plan Insurance

Rocky Mountain Health Plans Insurance (RMHP) is primarily available in Colorado, where it is based. However, the company also offers some plans in neighboring states, including Utah and New Mexico. Here’s a closer look at where RMHP’s plans are available:

• Colorado: RMHP offers health insurance plans for individuals, families, and Medicare beneficiaries throughout Colorado.
• Utah: RMHP offers Medicare Advantage plans in select counties in Utah, including Salt Lake, Weber, Davis, and Utah counties.
• New Mexico: RMHP offers a Medicare Advantage plan in Bernalillo County, which includes Albuquerque.

It’s worth noting that the availability of RMHP’s plans can vary depending on the individual’s location and the specific plan they are interested in. It’s always a good idea to check with the company or a licensed insurance broker to determine which plans are available in your area.

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Rocky Mountain Health Plans Insurance Rates Breakdown

The cost of insurance from Rocky Mountain Health Plans Insurance (RMHP) varies depending on several factors, including the type of plan, the level of coverage, and the individual’s age, location, and health status.

It’s important to note that the cost of health insurance can vary widely depending on individual circumstances, and it’s always a good idea to compare plans and costs from different insurance companies before making a decision.

Healthy Living discounts for members who participate in wellness programs and meet certain health goals, family discounts for households with three or more members enrolled in an RMHP plan, and dental and vision discounts for members who enroll in RMHP’s dental and vision insurance plans.

Rocky Mountain Health Plans Discounts Available

Rocky Mountain Health Plans Insurance (RMHP) offers several discounts to help customers save money on their healthcare costs. Here’s a closer look at the discounts available:

• Healthy Living Discounts: RMHP offers Healthy Living discounts to members who participate in wellness programs and meet certain health goals. These discounts can range from $20 to $60 per month, depending on the plan and the member’s level of participation.
• Family Discounts: RMHP offers family discounts for households with three or more members enrolled in an RMHP plan. The discount is 7% off the total premium for the plan.
• Dental and Vision Discounts: RMHP offers discounts on dental and vision care services to members who enroll in RMHP’s standalone dental and vision insurance plans.

It’s worth noting that the availability of discounts can vary depending on the specific plan and the member’s location. It’s always a good idea to check with the company or a licensed insurance broker to determine which discounts are available for your specific situation.

Overall, RMHP’s discounts can help customers save money on their healthcare costs and make high-quality health insurance more affordable and accessible. The company’s commitment to innovation, high-quality care, and exceptional customer service make it a trusted provider of health insurance plans.

Effortless Claims Handling With Rocky Mountain Health Plans Insurance

Ease of Filing a Claim

Rocky Mountain Health Plans Insurance (RMHP) ensures a hassle-free experience for its customers when it comes to filing claims. The company offers multiple convenient methods for filing claims, including online submissions, phone assistance, and user-friendly mobile apps.

With the ease of access provided by these options, policyholders can swiftly initiate their claims process, ensuring a seamless experience during stressful times.

Average Claim Processing Time

RMHP takes pride in its efficient claim processing system. On average, the company processes claims in a timely manner, providing customers with quick resolutions. This swift processing not only reduces waiting times but also demonstrates the company’s commitment to delivering prompt and responsive services to its policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a vital role in assessing the effectiveness of any insurance provider. RMHP has garnered positive reviews from its customers regarding claim resolutions and payouts. Policyholders have expressed satisfaction with the fair and transparent manner in which RMHP handles claims.

This positive feedback reflects the company’s dedication to ensuring customer contentment and financial security during challenging circumstances.

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Unveiling Cutting-Edge Digital and Technological Features by Rocky Mountain Health Plans Insurance

Mobile App Features and Functionality

RMHP’s mobile app stands out for its user-friendly interface and comprehensive features. The app allows policyholders to access their insurance information, submit claims, view policy documents, and even locate nearby healthcare providers.

Additionally, the app provides real-time updates on the status of claims, ensuring customers are always informed about the progress of their submissions. RMHP’s commitment to technological innovation enhances customer convenience and accessibility.

Online Account Management Capabilities

RMHP offers robust online account management capabilities, empowering policyholders to manage their insurance accounts with ease. Through the company’s secure online portal, customers can update personal information, review policy details, make premium payments, and track claim statuses.

This online accessibility enhances customer autonomy, enabling them to handle their insurance matters conveniently from the comfort of their homes.

Digital Tools and Resources

In addition to the mobile app and online portal, RMHP provides various digital tools and resources to educate and assist policyholders. These resources include informative articles, FAQs, and interactive tools designed to help customers make informed decisions about their insurance coverage.

By offering these digital resources, RMHP ensures that its customers are well-informed, enabling them to choose the most suitable insurance options tailored to their specific needs.

How Rocky Mountain Health Plans Ranks Among Providers

Rocky Mountain Health Plans Insurance stands as a reliable option, catering primarily to the Colorado region with its diverse array of health coverage solutions. However, within this competitive market, several key players vie for attention, each offering their unique blend of services, coverage, and customer-focused initiatives.

Let’s explore some prominent competitors who share the stage with Rocky Mountain Health Plans Insurance, shaping the choices and experiences available to health insurance seekers.

• Anthem Blue Cross Blue Shield: Anthem is a major player in health insurance, providing a range of plans across multiple states, including Colorado. They offer individual, family, and group health insurance plans, competing directly in the same market as Rocky Mountain Health Plans.
• Kaiser Permanente: Known for its integrated health care delivery model, Kaiser Permanente operates in several states, including Colorado. They provide a wide array of health plans and healthcare services, competing for market share in the region.
• Cigna: Cigna is a global health service company offering health, pharmacy, dental, supplemental insurance, and Medicare plans. They have a presence in many states, including Colorado, and compete in the market for diverse health insurance offerings.
• UnitedHealthcare: As one of the largest health insurance providers in the United States, UnitedHealthcare offers a variety of health plans, including individual, family, and group coverage. They have a presence in Colorado and compete for customers seeking health insurance.
• Humana: Humana is another significant player in the health insurance industry, offering a range of health plans, including Medicare, individual, and family coverage. They compete in various states, including Colorado, vying for market share.
• Cambia Health Solutions: Operating under various Blue Cross Blue Shield brands in the Pacific Northwest, Cambia Health Solutions might not directly compete in Colorado, but as a significant player in the health insurance market, it poses competition in the broader context of the industry.

In the intricate tapestry of health insurance options, Rocky Mountain Health Plans Insurance competes among several notable counterparts. While they strive to provide comprehensive coverage and exceptional service tailored to Colorado residents, competitors like Anthem Blue Cross Blue Shield, Kaiser Permanente, Cigna, UnitedHealthcare, Humana, and others continually challenge the status quo.

Customer Reviews: Rocky Mountain Health Plan Insurance

Customer reviews of Rocky Mountain Health Plans Insurance (RMHP) are generally positive, with many customers praising the company’s customer service, coverage options, and affordable pricing. Here are some examples of what customers are saying:

“RMHP has been great for my family. The coverage options are affordable and comprehensive, and the customer service is excellent. I feel confident that my family is in good hands with RMHP.” – Sarah T., RMHP customer

“I have been a customer of RMHP for several years and have always been impressed with their level of service and support. They make it easy to understand my coverage options and are always available to answer my questions.” – John D., RMHP customer

“I was hesitant to switch to RMHP at first, but I am so glad that I did. The pricing is very competitive and the coverage is excellent. I have had several health issues over the past year and have been impressed with the quality of care that I have received.” – Mary S., RMHP customer

While most customer reviews of RMHP are positive, there are some negative reviews as well. Some customers have reported difficulty with claims processing or have had issues with certain providers not accepting RMHP insurance.

It’s important to keep in mind that individual experiences may vary, and it’s always a good idea to do your research and compare plans and prices before choosing a health insurance provider. Overall, RMHP appears to be a well-regarded provider of health insurance plans with a strong commitment to customer service and affordable, high-quality care.

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