Insurance of Evanston Review & Ratings (2024)
Comprehensive insurance solutions tailored to your needs. Trust Insurance of Evanston for reliable coverage for your home, car, and other assets. Request a quote and ensure a protected future for yourself and your loved ones. Affordable plans and peace of mind await. Request a quote today for peace of mind.
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Insurance of Evanston
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
N/AComplaint Level:
LowPros
- Excellent customer service and support.
- Representatives are friendly, helpful, and responsive to their needs
- Range of coverage options and competitive rates offered by the company.
Cons
- Issues with the claims process,
- Delays in processing claims or difficulty in getting claims approved.
- Issues with billing or payment
- Unexpected fees or difficulty in getting payment processed.
Overall, Insurance of Evanston offers a range of insurance products and services, including car insurance, home insurance, and business insurance, among others. The company has a long history of serving customers in the Midwest, with a focus on providing quality coverage and excellent customer service.
Insurance of Evanston offers a range of discounts to help customers save money on their insurance premiums, including multi-policy discounts, good driver discounts, safe driver discounts, and more.
If you’re looking for an insurance provider in or around the Midwest, including Illinois, Indiana, Michigan, Missouri, Ohio, and Wisconsin, then Insurance of Evanston might be a good option.
What You Should Know About Insurance of Evanston
Welcome to Insurance of Evanston, your trusted partner for comprehensive insurance solutions in the Evanston area. We understand the importance of safeguarding your most valuable assets, whether it’s your home, car, or personal belongings.
- Insurance of Evanston has been providing car insurance for over 70 years, giving them a wealth of experience in the industry
- They offer a variety of coverage options and discounts, allowing customers to customize their insurance policy to fit their specific needs and budget
- Their mission is to provide excellent customer service and support while offering affordable rates for car insurance
Take the first step towards securing your future and enjoy the peace of mind that comes with reliable insurance coverage. To ensure you get the best rates from top insurance providers, simply enter your zip code below and compare rates hassle-free. Don’t miss out on the opportunity to secure reliable coverage that gives you peace of mind.
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Insurance of Evanston History and Mission
Insurance of Evanston was founded in 1947 by Albert A. Altfillisch. Altfillisch, a World War II veteran, started the company with a focus on providing quality insurance coverage to the residents of Evanston, Illinois, and the surrounding communities.
In the years since its founding, the company has grown and expanded its services to offer a wide range of insurance products, including car insurance, home insurance, and business insurance. Today, Insurance of Evanston is an independent insurance agency that partners with several insurance providers to offer their customers a range of coverage options and rates.
The mission of Insurance of Evanston is to provide excellent customer service and support while offering affordable rates for insurance products. The company is committed to building long-term relationships with its customers and providing personalized service to meet their unique insurance needs.
Additionally, Insurance of Evanston places a strong emphasis on education and believes that an informed customer is a satisfied customer. They strive to educate their customers on the different types of insurance coverage available, the risks associated with different types of coverage, and how to select the best insurance policy for their needs.
By providing education and support, Insurance of Evanston aims to help their customers make informed decisions and feel confident about their insurance coverage.
Insurance of Evanston Insurance Coverage Options
Insurance of Evanston offers a range of insurance products, including car insurance, home insurance, and business insurance. Their focus is on providing personalized service to meet the unique insurance needs of each individual customer.
Here is a more detailed overview of the products and services offered by Insurance of Evanston.
- Car insurance: Insurance of Evanston offers a range of car insurance coverage options to meet the needs of their customers. These options include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. They also offer coverage for specialty vehicles such as motorcycles, boats, and RVs. Customers can customize their policy to fit their specific needs and budget.
- Home insurance: Insurance of Evanston provides homeowners insurance coverage to protect their customers’ homes and personal property. Their coverage options include protection for the structure of the home, personal property, liability, and additional living expenses in the event of a covered loss. They also offer coverage for condominiums, renters, and landlords.
- Business insurance: Insurance of Evanston offers business insurance coverage for small and mid-sized businesses. Their coverage options include property insurance, liability insurance, worker’s compensation insurance, and commercial auto insurance. They also offer coverage for specific industries, such as technology, manufacturing, and professional services.
In addition to their primary insurance products, Insurance of Evanston offers a range of additional products and services. These include:
- Life insurance
- Disability insurance
- Long-term care insurance
- Medicare supplement insurance
- Annuities
- Health insurance
Insurance of Evanston works with multiple insurance providers to offer a wide range of coverage options and rates. They strive to provide personalized service and support to their customers, helping them to select the insurance products that best meet their needs and budget.
States Where Insurance of Evanston is Offered
Insurance of Evanston offers insurance products and services in several states across the United States. While the company primarily serves customers in the Midwest, they offer coverage options in a variety of regions. Here is a list of the states where Insurance of Evanston currently offers insurance:
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- Illinois
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- Indiana
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- Michigan
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- Missouri
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- Ohio
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- Wisconsin
It’s important to note that the availability of specific products and services may vary by state. For example, certain types of coverage may not be available in all states, or the cost of coverage may be different depending on the state.
To find out more about the coverage options and rates available in your state, it’s best to contact Insurance of Evanston directly or visit their website.
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Insurance of Evanston Insurance Rates Breakdown
The cost of insurance through Insurance of Evanston can vary depending on a variety of factors, such as the type and level of coverage you choose, your location, your age, your driving record, and other factors.
It’s important to note that Insurance of Evanston works with multiple insurance providers to offer a range of coverage options and rates. As a result, the cost of insurance can vary between providers.
To get an accurate estimate of the cost of insurance through Insurance of Evanston, it’s best to request a personalized quote. You can do this by contacting Insurance of Evanston directly or by visiting their website and filling out an online quote request form.
In general, Insurance of Evanston is committed to providing affordable rates for insurance products. They work with their customers to find coverage options that fit their needs and budget, and they offer discounts and other incentives to help reduce the cost of insurance.
By providing personalized service and support, they aim to help their customers find the right coverage at a price they can afford.
Insurance of Evanston Discounts Available
Insurance of Evanston offers a variety of discounts to help their customers save money on insurance premiums. Here are some of the main discounts that they offer:
- Multi-policy discount: Customers who have more than one policy with Insurance of Evanston can qualify for a discount on their insurance premiums. For example, if you have both car insurance and home insurance with Insurance of Evanston, you may be eligible for a discount on both policies.
- Good driver discount: Customers who have a clean driving record and no recent accidents or traffic violations may qualify for a good driver discount. This discount can help lower the cost of car insurance premiums.
- Safe driver discount: Customers who have completed a safe driving course or have certain safety features installed in their vehicle may qualify for a safe driver discount. This discount can also help lower the cost of car insurance premiums.
- Home safety discount: Customers who have certain safety features installed in their home, such as smoke detectors or a security system, may qualify for a home safety discount. This discount can help lower the cost of home insurance premiums.
- Loyalty discount: Customers who have been with Insurance of Evanston for a certain length of time may qualify for a loyalty discount. This discount rewards customers for their continued business with Insurance of Evanston.
- Early signing discount: Customers who sign up for insurance coverage with Insurance of Evanston before their current policy expires may qualify for an early signing discount. This discount encourages customers to sign up for coverage early and can help lower the cost of insurance premiums.
These discounts are just a few examples of the incentives that Insurance of Evanston offers to help their customers save money on insurance premiums. To find out more about the discounts available and how to qualify for them, it’s best to contact Insurance of Evanston directly or visit their website.
Efficiency and Transparency: Insurance of Evanston’s Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Insurance of Evanston offers a seamless claims process designed for customer convenience. Policyholders have the flexibility to file claims through multiple channels, including online portals, over the phone, and dedicated mobile applications. This user-friendly approach ensures that clients can choose the method that best suits their preferences and circumstances.
Average Claim Processing time
The company boasts an efficient claims processing system, with an average turnaround time that sets them apart in the industry. Customers can expect prompt attention to their claims, reducing the time they spend waiting for resolutions.
Customer Feedback on Claim Resolutions and Payouts
Feedback from customers consistently highlights Insurance of Evanston’s commitment to fair and timely claim resolutions. Their reputation for delivering satisfactory payouts underscores their dedication to providing reliable coverage when it matters most.
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Leveraging Digital Innovations: Insurance of Evanston’s Technological Features
Mobile app features and functionality
Insurance of Evanston’s mobile application is a robust tool that empowers policyholders with a range of features. From accessing policy documents to filing claims on-the-go, the app provides a seamless experience. Additionally, features like bill payments and policy updates are easily accessible, enhancing the overall user experience.
Online Account Management Capabilities
The company’s online account management system offers customers comprehensive control over their policies. Clients can review coverage details, update personal information, and track claims progress from a secure online portal. This level of transparency and self-service functionality ensures that policyholders have the information they need at their fingertips.
Digital Tools and Resources
Insurance of Evanston is committed to equipping customers with the resources they need to make informed decisions. Their digital platform hosts a wealth of educational materials, ranging from articles on insurance basics to in-depth guides on policy options. These resources empower clients to navigate their coverage with confidence.
How Insurance of Evanston Ranks Among Providers
Insurance of Evanston is a well-established insurance provider offering a range of insurance products, including car insurance, home insurance, and business insurance. To assess its competitive position, we will analyze key factors such as customer ratings, coverage options, discounts, and overall market presence.
Competitors:
- State Farm: A major player in the insurance industry, State Farm is known for its extensive coverage options, nationwide presence, and strong financial stability.
- Allstate: Another prominent competitor, Allstate offers a wide range of insurance products and is recognized for its innovative features and personalized coverage options.
- Progressive: Renowned for its focus on technology and user-friendly policies, Progressive is a key competitor, particularly in the auto insurance sector.
While it competes well within its regional focus, its market presence is limited compared to nationwide competitors like State Farm, Allstate, and Progressive. To enhance competitiveness, Insurance of Evanston may consider expanding its coverage areas and leveraging technology to improve customer experience.
Trusted Protection: Evanston Insurance Company’s Review & Ratings Unveiled
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Evanston Insurance: Your Go-To for Auto, Home, and Business Coverage
Customer Reviews: Insurance of Evanston
Customer reviews can provide valuable insights into the experiences that other customers have had with Insurance of Evanston. Here is a summary of some of the reviews that customers have left for the company:
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- Positive reviews: Many customers have praised Insurance of Evanston for their excellent customer service and support. Customers have reported that representatives are friendly, helpful, and responsive to their needs. Other customers have appreciated the range of coverage options and competitive rates offered by the company.
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- Negative reviews: Some customers have reported issues with the claims process, including delays in processing claims or difficulty in getting claims approved. Other customers have reported issues with billing or payment, such as unexpected fees or difficulty in getting payment processed.
Overall, reviews of Insurance of Evanston are generally positive, with many customers reporting positive experiences with the company. However, as with any insurance provider, it’s important to carefully review the coverage options and rates offered by the company, as well as their customer service and support, to ensure that they meet your needs and expectations.
By doing your research and carefully evaluating your options, you can find the right insurance provider for your needs.
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Frequently Asked Questions
Who is Evanston insurance owned by?
Evanston Insurance Company is owned by Markel Corporation, a diverse financial holding company serving a variety of niche markets.
Which insurance is best in the USA?
Determining the best insurance in the US depends on individual needs and preferences. Different insurance companies excel in different areas and offer various products and services. It’s essential to compare insurance companies based on factors such as coverage options, customer service, financial stability, and pricing.
Who is the largest reinsurance company?
The largest reinsurance company can vary depending on how you measure size, whether by revenue, assets under management, or other metrics. Some of the largest reinsurance companies include Munich Re, Swiss Re, and Hannover Re.
Who is the main insured person?
The main insured person is typically the individual or entity named on the insurance policy and who is covered by the insurance contract.
Who is the primary insurance carrier?
The primary insurance carrier is the insurance company that issues the insurance policy and assumes the risk of loss covered by that policy.
Who needs reinsurance?
Insurance companies, also known as primary insurers, often purchase reinsurance to protect themselves against large or unexpected losses. Reinsurance helps primary insurers manage their risk exposure by transferring some of that risk to a reinsurer.
Who provides insurance coverage?
Insurance coverage is provided by insurance companies, also known as insurers. These companies offer various types of insurance policies to individuals and businesses to protect against financial losses.
Who really needs life insurance?
Life insurance can be essential for individuals who have dependents or beneficiaries who rely on their income for financial support. It can provide peace of mind and financial protection in the event of the insured’s death.
What is the difference between insurance and insurance carrier?
Insurance refers to a financial arrangement where an individual or entity pays a premium to an insurer in exchange for protection against specified risks. An insurance carrier, also known as an insurer, is the company that provides insurance policies and assumes the risk of loss in exchange for premiums.
What is the difference between life insurance and general insurance?
Life insurance provides financial protection to beneficiaries in the event of the insured’s death, typically by paying out a lump sum or periodic payments. General insurance, also known as non-life insurance, covers a wide range of risks such as property damage, liability, and health expenses, excluding coverage for loss of life.
What is the main purpose of reinsurance?
The main purpose of reinsurance is to help insurance companies manage their risk exposure by transferring a portion of their risks to another insurance company, known as the reinsurer. Reinsurance allows primary insurers to protect their financial stability by spreading risk and ensuring they can cover large or unexpected losses.
What is the premium rate of insurance?
The premium rate of insurance refers to the amount of money an individual or entity pays to an insurance company in exchange for insurance coverage. It is typically determined based on factors such as the type and level of coverage, the insured’s risk profile, and the insurer’s underwriting criteria.
What is the purpose of insurance?
The purpose of insurance is to provide financial protection and peace of mind to individuals and businesses by transferring the risk of loss to an insurance company. Insurance helps mitigate the financial impact of unexpected events such as accidents, illnesses, natural disasters, and other risks covered by the policy.
What is the responsibility of insurance?
The responsibility of insurance is to fulfill the terms of the insurance policy by providing financial compensation to policyholders in the event of covered losses. Insurance companies are also responsible for underwriting policies, collecting premiums, managing investments, and processing claims efficiently and fairly.
What is the role of the insurance carrier?
The role of the insurance carrier, or insurer, is to assume the risk of loss covered by insurance policies in exchange for premiums paid by policyholders. Insurance carriers are responsible for underwriting policies, setting premium rates, managing investments, processing claims, and providing customer service to policyholders.
What type of insurance is most important?
The importance of insurance depends on individual circumstances and needs. However, some common types of insurance that are often considered essential include health insurance, which helps cover medical expenses, and property insurance, which protects against property damage and loss.
What type of insurance is reinsurance?
Reinsurance is a type of insurance that insurance companies purchase to protect themselves against large or unexpected losses. Reinsurance allows insurers to transfer a portion of their risks to another insurance company, known as the reinsurer, in exchange for a premium.
Which insurance is best for health?
The best health insurance plan depends on individual preferences, budget, and healthcare needs. Options include employer-sponsored health insurance, individual health insurance plans, government-sponsored plans like Medicare and Medicaid, and supplemental health insurance policies. It’s essential to compare coverage options, premiums, deductibles, and network providers to find the best fit.
What is a reinsurance carrier?
A reinsurance carrier is an insurance company that provides insurance to other insurance companies. Essentially, it’s insurance for insurers. Reinsurance helps primary insurers manage their risk exposure by transferring some of that risk to a reinsurer.
What is an insurance company?
An insurance company is a business that provides insurance coverage to individuals or entities in exchange for premiums. Insurance companies help individuals and businesses manage risks by offering financial protection against potential losses.
What is double insurance?
Double insurance occurs when the same person or entity insures the same risk with two or more insurance companies. In the event of a claim, the insured may receive compensation from multiple insurers, but the total payout cannot exceed the actual loss.
What is facultative insurance?
Facultative insurance is a type of reinsurance where each risk is individually negotiated and underwritten. It’s typically used for large or unusual risks that fall outside the scope of standard insurance policies.
What is premium insurance?
Premium insurance refers to insurance policies that offer higher coverage limits and broader protection compared to standard insurance policies. Premium insurance typically comes with higher premiums but provides more comprehensive coverage.
What is risk in insurance?
In insurance, risk refers to the likelihood of an event causing financial loss. Insurance companies assess and manage risks by collecting premiums from policyholders and using those funds to pay for covered losses.
What is the best insurance in the US?
Determining the best insurance in the US depends on individual needs and preferences. Different insurance companies excel in different areas and offer various products and services. It’s essential to compare insurance companies based on factors such as coverage options, customer service, financial stability, and pricing.
What is the capacity of Evanston space?
The capacity of Evanston space could refer to various things depending on context. Without specific context, it’s challenging to provide a precise answer.
What is the cost of insurance?
The cost of insurance depends on various factors, including the type of insurance, coverage limits, deductible, the insured’s risk profile, location, and insurance company. Insurance premiums are typically paid periodically, such as monthly or annually, in exchange for coverage.
What is the difference between an insurance agent and an insurance carrier?
An insurance agent is a representative who sells insurance products on behalf of one or more insurance companies. They assist clients in selecting appropriate insurance coverage and facilitate the purchase process. On the other hand, an insurance carrier (or insurer) is the company that underwrites insurance policies, collects premiums, and pays out claims. They assume the risk of loss in exchange for premiums.
Are Evanston and Markel the same company?
No, Evanston and Markel are not the same company. They are separate insurance companies.
How does insurance work?
Insurance works by pooling risk among a large group of people who face similar risks. Policyholders pay premiums to an insurance company in exchange for coverage against certain risks. When a covered loss occurs, the insurance company compensates the policyholder according to the terms of the insurance policy.
How much is life insurance?
The cost of life insurance varies depending on factors such as age, health, lifestyle, coverage amount, and type of policy. Generally, term life insurance tends to be more affordable compared to permanent life insurance.
How to calculate insurance amount?
To calculate the insurance amount, you typically need to consider factors such as the value of the item or asset being insured, the potential cost of replacement or repair, any deductible that applies, and the level of coverage you desire. For example, for property insurance, you may need to assess the replacement cost of your belongings or the rebuilding cost of your home.
How to choose right co-insurance?
Choosing the right co-insurance involves balancing your coverage needs and budget. It’s essential to evaluate factors such as your risk tolerance, the value of your assets, and your ability to pay out-of-pocket costs. Consulting with an insurance agent or broker can help you determine the appropriate co-insurance level for your situation.
Is Evanston insurance an admitted carrier?
Yes, Insurance of Evanston is typically considered an admitted carrier, meaning it is authorized by the state insurance department to transact insurance business within that state.
Is Evanston insurance good?
The quality of Insurance of Evanston’s services and coverage can vary depending on individual experiences and needs. It’s essential to research and compare insurance companies, read customer reviews, and assess factors such as coverage options, customer service, and financial stability before deciding if Insurance of Evanston is a good fit for you.
What are the 4 most common insurance?
The four most common types of insurance are typically considered to be:
- Auto insurance
- Home insurance
- Health insurance
- Life insurance
What are the top 3 types of insurance?
The top three types of insurance often vary depending on individual needs and circumstances, but they commonly include:
- Health insurance
- Auto insurance
- Life insurance
What does reinsurance mean?
Reinsurance is a process where an insurance company transfers a portion of its risk to another insurance company, known as the reinsurer. Reinsurance helps insurance companies manage their exposure to large losses by spreading risk among multiple entities.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.