Best Medicare Companies in Lake Saint Louis, Missouri (2024)
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UPDATED: Sep 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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UPDATED: Sep 16, 2024Fact Checked
The Rundown
- Lake Saint Louis, Missouri, Medicare supplement plans follow the Missouri standards for coverage
- Original Medicare doesn’t cover prescription drugs, but you can buy a standalone Lake Saint Louis, Missouri, Medicare Part D plan for coverage
- Health insurance companies like Aetna Medicare and Humana offer Medicare Advantage plans in Lake Saint Louis
Welcome to our comprehensive guide on Medicare companies. If you’re in search of reliable information about Medicare companies, you’ve come to the right place.
In this article, we will delve into the key topics surrounding Medicare companies, including coverage options, eligibility requirements, and important factors to consider when choosing a provider. We understand that finding the right Medicare plan can be overwhelming, but we’re here to simplify the process for you.
To ensure you receive personalized rates and quotes from the best insurance providers in your area, simply enter your ZIP code below. Take the first step towards securing the ideal Medicare plan that suits your needs and budget.
Medicare Advantage by Company in Lake Saint Louis, Missouri
There are Medicare Advantage companies in Lake Saint Louis, MO, offering a range of options including HMO and PPO plans. There are even some plans available at no additional cost beyond your Lake Saint Louis Medicare Part B premium. Take a look at the Medicare Advantage companies in Lake Saint Louis, Missouri, to compare plans and coverage.
Read More: Best Medicare Advantage Providers
Medicare Advantage Companies in Lake Saint Louis, Missouri
| Plan Name | Monthly Prem. (Parts C & D) | Deductible | Additional Gap Coverage | Preferred Pharmacy Copay/ Coinsurance 30-Day Supply | MOOP for Part A & B Benefits |
|---|---|---|---|---|---|
| AARP Medicare Advantage (HMO-POS) – H2802-028-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $3.00, Generic: $12.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $2,900 |
| AARP Medicare Advantage Choice Plan 1 (PPO) – H2228-030-0 | $29.00 | $150 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $8.00, Preferred Brand: $45.00, Non-Preferred Drug: $95.00, Specialty Tier: 30% | $4,400 |
| AARP Medicare Advantage Patriot (HMO-POS) – H2802-050-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $3,700 |
| AARP Medicare Advantage Walgreens (PPO) – H2228-083-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $3,900 |
| Aetna Medicare Advantra 1 (HMO-POS) – H2663-006-0 | $33.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $7,550 |
| Aetna Medicare Advantra 2 (HMO) – H2663-002-0 | $70.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $4,900 |
| Aetna Medicare Assure Gold Prime (HMO D-SNP) – H5325-005-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: 25%, Non-Preferred Drug: 35%, Specialty Tier: 29% | n/a |
| Aetna Medicare Eagle (PPO) – H1608-060-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $5,000 |
| Aetna Medicare Elite (PPO) – H1608-050-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $4,500 |
| Aetna Medicare Gold Advantage Prime (HMO) – H2663-005-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $3,450 |
| Aetna Medicare Premier Advantra (PPO) – H1608-013-0 | $51.00 | $200 . Tier 1, 2 and 3 exempt | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 29% | $7,550 |
| Aetna Medicare Prime (HMO-POS) – H2663-015-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 33% | $4,500 |
| Allwell Dual Medicare (HMO D-SNP) – H1664-005-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $20.00, Preferred Brand: $47.00, Non-Preferred Drug: 50%, Specialty Tier: 28% | n/a |
| Allwell Medicare (HMO) – H1664-004-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $37.00, Non-Preferred Drug: $90.00, Specialty Tier: 33%, Select Care Drugs: $0.00 | $3,000 |
| Allwell Medicare Boost (HMO) – H1664-010-0 | $0.00 | $445 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $9.00, Preferred Brand: $37.00, Non-Preferred Drug: $90.00, Specialty Tier: 25%, Select Care Drugs: $0.00 | $7,550 |
| Allwell Medicare Complement (HMO) – H1664-011-0 | $23.10 | $445 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $2.00, Generic: $8.00, Preferred Brand: $44.00, Non-Preferred Drug: 50%, Specialty Tier: 25% | $3,000 |
| American Health Advantage Plus of Missouri (HMO I-SNP) – H4490-002-0 | $115.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $15.00, Preferred Brand: $45.00, Non-Preferred Drug: $98.00, Specialty Tier: 33% | n/a |
| American Health Advantage of Missouri (HMO I-SNP) – H4490-001-0 | $30.50 | $445 | No additional gap coverage, only the Donut Hole Discount | Tier 1: 25% | n/a |
| Anthem MediBlue Access (PPO) – H4909-015-0 | $39.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $4.00, Generic: $13.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 33%, Select Care Drugs: $0.00 | $5,000 |
| Anthem MediBlue Access Basic (PPO) – H4909-016-0 | $0.00 | $95 . Tier 1 and 2 exempt | Yes, some additional gap coverage. | Preferred Generic: $4.00, Generic: $13.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 31%, Select Care Drugs: $0.00 | $4,900 |
| Anthem MediBlue Dual Advantage (HMO D-SNP) – H3447-018-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $47.00, Non-Preferred Drug: $95.00, Specialty Tier: 25%, Select Care Drugs: $0.00 | n/a |
| Anthem MediBlue Plus (HMO) – H3447-019-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $15.00, Preferred Brand: $42.00, Non-Preferred Drug: $95.00, Specialty Tier: 33%, Select Care Drugs: $0.00 | $3,400 |
| Essence Advantage (HMO) – H2610-005-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $39.00, Non-Preferred Brand: $75.00, Specialty Tier: 33%, Select Diabetic Drugs: $0.00 | $1,900 |
| Essence Advantage Plus (HMO) – H2610-006-0 | $73.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $34.00, Non-Preferred Brand: $65.00, Specialty Tier: 33%, Select Diabetic Drugs: $0.00 | $1,700 |
| Essence Advantage Select (HMO) – H2610-016-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $0.00, Preferred Brand: $39.00, Non-Preferred Brand: $75.00, Specialty Tier: 33%, Select Diabetic Drugs: $0.00 | $2,900 |
| Humana Gold Choice H8145-120 (PFFS) – H8145-120-0 | $36.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Humana Gold Choice H8145-125 (PFFS) – H8145-125-0 | $53.00 | $195 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $8.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $99.00, Specialty Tier: 29% | n/a |
| Humana Gold Plus H0028-014 (HMO) – H0028-014-0 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $5.00, Generic: $10.00, Preferred Brand: $47.00, Non-Preferred Drug: $99.00, Specialty Tier: 33% | $2,900 |
| Humana Gold Plus SNP-DE H0028-015 (HMO D-SNP) – H0028-015-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $0.00, Generic: $9.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | n/a |
| Humana Honor (PPO) – H5216-140-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $4,500 |
| HumanaChoice H5216-032 (PPO) – H5216-032-0 | $78.00 | $195 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $8.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $99.00, Specialty Tier: 29% | $6,700 |
| HumanaChoice H5216-033 (PPO) – H5216-033-2 | $0.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $7.00, Generic: $14.00, Preferred Brand: $47.00, Non-Preferred Drug: $99.00, Specialty Tier: 33% | $3,600 |
| HumanaChoice R1532-001 (Regional PPO) – R1532-001-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $3,900 |
| HumanaChoice R1532-002 (Regional PPO) – R1532-002-0 | $50.00 | $400 . Tier 1 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $5.00, Generic: $13.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 25% | $6,700 |
| Lasso Healthcare Growth (MSA) – H1924-001-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| Lasso Healthcare Growth Plus (MSA) – H1924-004-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | n/a |
| NHC Advantage (HMO I-SNP) – H4172-001-0 | $30.20 | $445 | No additional gap coverage, only the Donut Hole Discount | Tier 1: 25% | n/a |
| NHC Advantage Gold (HMO I-SNP) – H4172-002-0 | $176.00 | $0 | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $4.00, Generic: $15.00, Preferred Brand: $45.00, Non-Preferred Brand: $95.00, Specialty Tier: 33% | n/a |
| Provider Partners Missouri Advantage Plan (HMO I-SNP) – H9191-001-0 | $30.50 | $445 | No additional gap coverage, only the Donut Hole Discount | Tier 1: 25% | n/a |
| SSM Health Plan Companion (HMO) – H8019-004-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $40.00, Non-Preferred Brand: $90.00, Specialty Tier: 33%, Vaccines: $0.00 | $2,500 |
| SSM Health Plan Harmony (HMO-POS) – H8019-003-0 | $0.00 | No Rx Coverage | No Rx Coverage | This Plan does NOT include Prescription Drug coverage. | $2,500 |
| SSM Health Plan Integrity (HMO-POS) – H8019-002-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $40.00, Non-Preferred Brand: $90.00, Specialty Tier: 33%, Vaccines: $0.00 | $2,500 |
| SSM Health Plan Unity (HMO) – H8019-001-0 | $0.00 | $0 | Yes, some additional gap coverage. | Preferred Generic: $0.00, Generic: $5.00, Preferred Brand: $40.00, Non-Preferred Brand: $90.00, Specialty Tier: 33%, Vaccines: $0.00 | $2,500 |
| UnitedHealthcare Dual Complete (HMO D-SNP) – H0169-002-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: 15%, Tier 2: 15%, Tier 3: 15%, Tier 4: 15%, Tier 5: 15% | n/a |
| UnitedHealthcare Dual Complete Choice (Regional PPO D-SNP) – R3444-011-0 | $0.00 for people who qualify for both Medicare and Medicaid. | $0 for people who qualify for both Medicare and Medicaid. | No additional gap coverage, only the Donut Hole Discount | Tier 1: $0.00, Tier 2: $0.00, Tier 3: $0.00, Tier 4: $0.00, Tier 5: $0.00 | n/a |
| UnitedHealthcare Medicare Advantage Choice Plan 2 (Regional PPO) – R3444-012-0 | $55.00 | $295 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $4.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | $6,700 |
| UnitedHealthcare Medicare Advantage Choice Plan 3 (Regional PPO) – R3444-023-0 | $19.00 | $245 . Tier 1 and 2 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $4.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 28% | $6,700 |
| UnitedHealthcare Medicare Gold (Regional PPO C-SNP) – R3444-009-0 | $23.00 | $295 . Tier 1, 2 and 3 exempt | No additional gap coverage, only the Donut Hole Discount | Preferred Generic: $4.00, Generic: $15.00, Preferred Brand: $47.00, Non-Preferred Drug: $100.00, Specialty Tier: 27% | n/a |
| UnitedHealthcare Medicare Silver (Regional PPO C-SNP) – R3444-008-0 | $4.00 | $445 | No additional gap coverage, only the Donut Hole Discount | Tier 1: 25%, Tier 2: 25%, Tier 3: 25%, Tier 4: 25%, Tier 5: 25% | n/a |
| UnitedHealthcare Nursing Home Plan (PPO I-SNP) – H0710-016-0 | $30.50 | $445 | No additional gap coverage, only the Donut Hole Discount | Tier 1: 25%, Tier 2: 25%, Tier 3: 25%, Tier 4: 25%, Tier 5: 25% | n/a |
Medicare Part D by Company in Lake Saint Louis, Missouri
Lake Saint Louis Medicare Part D companies offer plans that cover prescription medications, with deductible and copay options that vary along with the monthly cost. Whether you have original Medicare or a Lake Saint Louis, Missouri, Medicare Advantage plan, you can buy standalone Part D coverage from a local company.
Standalone Medicare Part D Plans in Lake Saint Louis, Missouri
| Plan | Details | Tiers |
|---|---|---|
| SilverScript SmartRx (PDP) S5601 – 193 – 0 by Aetna Medicare |
Monthly Premium: $7.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $19.00 Tier 3: $46.00 Tier 4: 46% Tier 5: 25% |
| Clear Spring Health Premier Rx (PDP) S6946 – 044 – 0 by Clear Spring Health |
Monthly Premium: $13.60 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 45% Tier 5: 25% |
| WellCare Wellness Rx (PDP) S4802 – 187 – 0 by WellCare |
Monthly Premium: $15.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $40.00 Tier 4: 46% Tier 5: 25% |
| WellCare Value Script (PDP) S4802 – 152 – 0 by WellCare |
Monthly Premium: $15.40 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $7.00 Tier 3: $43.00 Tier 4: 47% Tier 5: 25% |
| Humana Walmart Value Rx Plan (PDP) S5884 – 197 – 0 by Humana |
Monthly Premium: $17.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: 16% Tier 4: 34% Tier 5: 25% |
| Express Scripts Medicare – Saver (PDP) S5660 – 234 – 0 by Express Scripts Medicare |
Monthly Premium: $21.70 Annual Deductible: $285 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $35.00 Tier 4: 50% Tier 5: 28% |
| WellCare Medicare Rx Select (PDP) S5810 – 297 – 0 by WellCare |
Monthly Premium: $23.30 Annual Deductible: $330 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $3.00 Tier 3: $47.00 Tier 4: 42% Tier 5: 27% |
| Cigna Secure-Essential Rx (PDP) S5617 – 297 – 0 by Cigna |
Monthly Premium: $23.90 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 18% Tier 4: 48% Tier 5: 25% |
| Mutual of Omaha Rx Premier (PDP) S7126 – 087 – 0 by Mutual of Omaha Rx |
Monthly Premium: $24.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 23% Tier 4: 44% Tier 5: 25% |
| Blue MedicareRx Enhanced (PDP) S5596 – 078 – 0 by Blue MedicareRx (PDP) |
Monthly Premium: $25.40 Annual Deductible: $240 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 38% Tier 5: 26% |
| Express Scripts Medicare – Value (PDP) S5660 – 120 – 0 by Express Scripts Medicare |
Monthly Premium: $26.30 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $32.00 Tier 4: 50% Tier 5: 25% |
| SilverScript Choice (PDP) S5601 – 036 – 0 by Aetna Medicare |
Monthly Premium: $26.80 Annual Deductible: $245 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $35.00 Tier 4: 40% Tier 5: 28% |
| Clear Spring Health Value Rx (PDP) S6946 – 015 – 0 by Clear Spring Health |
Monthly Premium: $27.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $42.00 Tier 4: 32% Tier 5: 25% |
| WellCare Classic (PDP) S4802 – 072 – 0 by WellCare |
Monthly Premium: $27.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: $30.00 Tier 4: 34% Tier 5: 25% |
| Humana Basic Rx Plan (PDP) S5884 – 140 – 0 by Humana |
Monthly Premium: $28.20 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $1.00 Tier 3: 20% Tier 4: 35% Tier 5: 25% |
| Cigna Secure Rx (PDP) S5617 – 088 – 0 by Cigna |
Monthly Premium: $30.80 Annual Deductible: $445 Zero Premium If Full LIS Benefits: Yes ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $41.00 Tier 4: 50% Tier 5: 25% |
| AARP MedicareRx Walgreens (PDP) S5921 – 399 – 0 by UnitedHealthcare |
Monthly Premium: $32.00 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $6.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| WellCare Medicare Rx Saver (PDP) S5810 – 052 – 0 by WellCare |
Monthly Premium: $35.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $5.00 Tier 3: $38.00 Tier 4: 37% Tier 5: 25% |
| Elixir RxPlus (PDP) S7694 – 018 – 0 by Elixir Insurance |
Monthly Premium: $48.50 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $7.00 Tier 3: 15% Tier 4: 25% Tier 5: 25% |
| Cigna Secure-Extra Rx (PDP) S5617 – 263 – 0 by Cigna |
Monthly Premium: $50.00 Annual Deductible: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $4.00 Tier 2: $10.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| AARP MedicareRx Saver Plus (PDP) S5921 – 363 – 0 by UnitedHealthcare |
Monthly Premium: $53.70 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $8.00 Tier 3: $40.00 Tier 4: 40% Tier 5: 25% |
| SilverScript Plus (PDP) S5601 – 037 – 0 by Aetna Medicare |
Monthly Premium: $57.10 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
| Blue MedicareRx Plus (PDP) S5596 – 044 – 0 by Blue MedicareRx (PDP) |
Monthly Premium: $65.80 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $3.00 Tier 3: $43.00 Tier 4: 45% Tier 5: 33% |
| Humana Premier Rx Plan (PDP) S5884 – 164 – 0 by Humana |
Monthly Premium: $66.00 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $45.00 Tier 4: 49% Tier 5: 25% |
| Blue MedicareRx Value (PDP) S5596 – 043 – 0 by Blue MedicareRx (PDP) |
Monthly Premium: $69.30 Annual Deductible: $290 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $2.00 Tier 3: $32.00 Tier 4: 34% Tier 5: 25% |
| Express Scripts Medicare – Choice (PDP) S5660 – 211 – 0 by Express Scripts Medicare |
Monthly Premium: $73.30 Annual Deductible: $100 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: Yes |
Tier 1: $2.00 Tier 2: $7.00 Tier 3: $42.00 Tier 4: 50% Tier 5: 31% |
| WellCare Medicare Rx Value Plus (PDP) S5768 – 141 – 0 by WellCare |
Monthly Premium: $73.40 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $1.00 Tier 2: $4.00 Tier 3: $47.00 Tier 4: 50% Tier 5: 33% |
| Mutual of Omaha Rx Plus (PDP) S7126 – 017 – 0 by Mutual of Omaha Rx |
Monthly Premium: $75.60 Annual Deductible: $445 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $0.00 Tier 2: $2.00 Tier 3: 20% Tier 4: 37% Tier 5: 25% |
| AARP MedicareRx Preferred (PDP) S5820 – 017 – 0 by UnitedHealthcare |
Monthly Premium: $94.10 Annual Deductible: $0 Zero Premium If Full LIS Benefits: No ICL: $4,130 Additional Gap Coverage: No |
Tier 1: $5.00 Tier 2: $10.00 Tier 3: $45.00 Tier 4: 40% Tier 5: 33% |
Medicare Supplement By Company in Lake Saint Louis, Missouri
Lake Saint Louis, Missouri, Medicare supplement plans are designed to fill in the gaps left by original Medicare. That’s why they’re also known as Medigap plans. Compare Lake Saint Louis, MO, Medigap companies, and the plans they offer here.
Medicare Supplement Companies in Lake Saint Louis, Missouri
| Company | Plans |
|---|---|
| AARP – UnitedHealthcare Insurance Company (Level 2) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| AARP – UnitedHealthcare Insurance Company (Level 2/Household) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| AARP – UnitedHealthcare Insurance Company (Standard) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| AARP – UnitedHealthcare Insurance Company (Standard/Household) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| Aetna Health and Life Insurance Company | Medigap Plan B, Medigap Plan G, Medigap Plan N |
| Colonial Penn Life Insurance Company | Medigap Plan B, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| Colonial Penn Life Insurance Company (Substandard) | Medigap Plan B, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| Globe Life and Accident Insurance Company (Direct to Consumer) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Humana (Humana Insurance Company) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| Humana (Humana Insurance Company) (Household) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan K, Medigap Plan L, Medigap Plan N |
| Transamerica Life Insurance Company (Direct) | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan K, Medigap Plan L, Medigap Plan M, Medigap Plan N |
| United American Insurance Company | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| United Commercial Travelers of America | Medigap Plan B, Medigap Plan C, Medigap Plan G, Medigap Plan N |
| Americo Financial Life and Annuity Insurance Company | Medigap Plan C, Medigap Plan G, Medigap Plan N |
| Americo Financial Life and Annuity Insurance Company (Class 1) | Medigap Plan C, Medigap Plan G, Medigap Plan N |
| Prosperity Life Group | Medigap Plan C, Medigap Plan G |
| State Farm Mutual Automobile Insurance Company | Medigap Plan C, Medigap Plan G, Medigap Plan N |
| Accendo Insurance Company | Medigap Plan G, Medigap Plan N |
| Anthem Blue Cross and Blue Shield – Missouri | Medigap Plan G, Medigap Plan N |
| Assured Life Association | Medigap Plan G, Medigap Plan N |
| Cigna Health & Life Insurance Company | Medigap Plan G, Medigap Plan N |
| Combined Insurance Company of America | Medigap Plan G, Medigap Plan N |
| GPM Health and Life Insurance Company | Medigap Plan G, Medigap Plan N |
| Garden State Life Insurance Company | Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan M, Medigap Plan N |
| Humana Value (HumanaDental Insurance Company) | Medigap Plan G, Medigap Plan N |
| Humana Value (HumanaDental Insurance Company) (Household) | Medigap Plan G, Medigap Plan N |
| Lumico Life Insurance Company | Medigap Plan G, Medigap Plan N |
| Medico Corp Insurance Company | Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| National Health Insurance Company | Medigap Plan G, Medigap Plan N |
| National Health Insurance Company (Household) | Medigap Plan G, Medigap Plan N |
| Old Surety Life Insurance Company | Medigap Plan G |
| Omaha Insurance Company | Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
| Oxford Life Insurance Company | Medigap Plan G, Medigap Plan N |
| Pekin Life Insurance Company | Medigap Plan G, Medigap Plan N |
| Puritan Life Insurance Company of America | Medigap Plan G, Medigap Plan N |
| USAA Life Insurance Company | Medigap Plan G, Medigap Plan N |
| United Insurance Company of America | Medigap Plan G, Medigap Plan G-high deductible, Medigap Plan N |
Medicare Supplement Coverage by Plan in Lake Saint Louis, Missouri
Medicare supplement plans in Lake Saint Louis, MO, are standardized, so you’ll get the same coverage regardless of which company you choose. Find out what the standard Medigap plans in Missouri cover here.
Lake Saint Louis, Missouri Standard Medicare Plan Coverage
| Plan Name | Monthly Cost | Copays Coinsurance | Deductibles | Plan Benefits |
|---|---|---|---|---|
| Medigap Plan A | Premiums range from $94-$633 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $1,484 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan B | Premiums range from $144-$501 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: No
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan C | Premiums range from $176-$690 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan D | Premiums range from $164-$750 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan F | Premiums range from $178-$848 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan F-high deductible | Premiums range from $42-$247 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G | Premiums range from $136-$739 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan G-high deductible | Premiums range from $42-$235 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services after you pay $2,370 deductible | $2,370 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes |
| Medigap Plan K | Premiums range from $58-$251 depending on your age, sex, health status, and when you buy. | 10% Generally your cost for approved Part B services up to $6,220. Then, you’ll pay $0 for the rest of the year. | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan L | Premiums range from $98-$455 depending on your age, sex, health status, and when you buy. | 5% Generally your cost for approved Part B services up to $3,110. Then, you’ll pay $0 for the rest of the year. | $371 (25% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No |
| Medigap Plan M | Premiums range from $133-$526 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services | $742 (50% of Part A deductible) Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
| Medigap Plan N | Premiums range from $118-$623 depending on your age, sex, health status, and when you buy. | $0 Generally your cost for approved Part B services with some $20 and $50 copays | $0 Hospital (Part A) deductible, $203 Medical (Part B) deductible |
Skilled nursing facility: Yes
Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes |
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Shop for Medicare Coverage in Lake Saint Louis, Missouri
Finding the right coverage for Medicare in Lake Saint Louis, Missouri, is a matter of looking at your choices and narrowing down the best fits for your needs and budget. Whether you want a PPO Medicare Advantage plan in Lake Saint Louis, MO, or you prefer to bolster original Medicare with a Lake Saint Louis Medicare supplement plan, shopping around is your best bet.
To compare Lake Saint Louis, Missouri, Medicare rates, enter your ZIP code here for fast, free quotes.
Frequently Asked Questions
How do I enroll in Medicare?
If you are turning 65, you can enroll in Medicare during your Initial Enrollment Period, which is a seven-month period that starts three months before your birthday month and ends three months after your birthday month. You can enroll online at the Social Security Administration website, over the phone, or in person at your local Social Security office.
What Medicare companies are available in Lake Saint Louis, Missouri?
Some of the Medicare companies that serve Lake Saint Louis, Missouri include Aetna, Blue Cross Blue Shield of Kansas City, Cigna, Humana, and UnitedHealthcare. However, availability and plan options may vary depending on your specific location and plan type.
What is a Medicare Advantage plan?
A Medicare Advantage plan is a type of Medicare health plan offered by private insurance companies. These plans provide all the benefits of Original Medicare (Parts A and B) and often include additional benefits like prescription drug coverage, vision, and dental care.
How do I choose a Medicare Advantage plan?
When choosing a Medicare Advantage plan, consider factors such as monthly premiums, deductibles, copayments, network providers, and covered benefits. You can use the Medicare Plan Finder tool on Medicare.gov to compare plans and find one that best meets your needs.
What is Medigap?
Medigap, also known as Medicare Supplement insurance, is private insurance that helps cover some of the out-of-pocket costs associated with Original Medicare, such as deductibles, copayments, and coinsurance. Medigap policies are sold by private insurance companies and are designed to work alongside Original Medicare.
How do I enroll in Medigap?
You must first be enrolled in Medicare Parts A and B to be eligible for a Medigap policy. You can then apply for a Medigap policy during your Medigap Open Enrollment Period, which is a six-month period that begins on the first day of the month in which you are both 65 or older and enrolled in Medicare Part B.
Where can I get help with Medicare enrollment in Lake Saint Louis, Missouri?
You can get help with Medicare enrollment in Lake Saint Louis, Missouri from the Missouri Department of Insurance, which offers free counseling through the CLAIM program. You can also visit the Medicare.gov website or call 1-800-MEDICARE for assistance.
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Scott W. Johnson
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Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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