Can I repair damage to my home before my insurance company conducts an inspection?

Yes, you can make repairs to your home before your insurance company conducts an inspection. In fact, it is recommended that you take steps to prevent further damage and make emergency repairs as soon as possible after a loss to protect your property from additional damage. This is known as your "duty to mitigate" and failure to take action to prevent further damage could result in your insurance claim being denied or reduced. However, it's important to document the damage before making any repairs, as your insurance company will want to see evidence of the damage in order to assess the claim. Take photos or videos of the damage, and keep any damaged materials or items as evidence for the adjuster to see. You should also keep receipts and documentation of any repairs you make, as well as any expenses you incur related to the damage. Additionally, if the damage is extensive or requires significant repairs, it may be a good idea to wait until after the insurance company has conducted their inspection before making any major repairs. This will give the adjuster an opportunity to assess the damage and provide an estimate for repairs, which can help ensure that you receive full reimbursement for your losses.