Does the federal government have laws that require drivers to carry car insurance coverage?

Yes, the federal government does not have a law that requires drivers to carry car insurance coverage. However, individual states within the United States have their own laws that require drivers to carry certain minimum levels of car insurance coverage. These state laws vary, but they generally require drivers to carry liability insurance coverage, which pays for damages or injuries that you may cause to others in an accident. Some states may also require drivers to carry additional types of coverage, such as personal injury protection or uninsured/underinsured motorist coverage. It's important to note that even if your state does not require you to carry car insurance coverage, it is still a good idea to have coverage to protect yourself and others in case of an accident. Car insurance can help pay for damages or injuries, as well as legal fees and other expenses that may arise from an accident.