5

5 out of 5 stars* for plan year 2024

Plan ID: H5883-002

What You Need to Know:

  • BCN Advantage HMO-POS Classic (HMO-POS) is a Medicare Advantage Health Maintenance Organization Local HMO plan.
  • It must provide all of the same hospital and medical benefits as Medicare Part A and Part B, however, costs may be different.
  • It has additional benefits not included in Medicare Part A and Part B, including prescription drug coverage.
  • The plan's monthly premium is $80, which does not include your monthly Medicare Part B premium.
  • The annual deductible for this health plan is .
  • The plan includes an out-of-pocket maximum of $3,800 per year (in-network).
  • BCN Advantage HMO-POS Classic (HMO-POS) includes a Part D prescription drug plan for prescription medication coverage. The annual deductible is .
  • This plan's Part D Initial Coverage Limit is $35.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$80

Monthly Premium

Medicare Plan Features
Monthly Premium: $80.00
Part C Premium: $89.50
Monthly Premium: Part C Premium: Part D Drug Premium: Part D Supplemental Premium: Total Part D Premium: Drug Deductible: Tiers with No Deductible:
$80.00 $89.50 $34.50 $0 $34.50 $0 0.0
Gap Coverage: Yes
Benchmark: not below the regional benchmark
Type of Medicare Health: Enhanced Alternative
Health Plan Type: Local HMO
Similar Plan: H5883-003
Special Needs Type: NULL
Chronic Condition: NULL
Additional Gap Coverage: Yes, some additional gap coverage.
Maximum Out-of-Pocket Limit for Parts A & B (Moop): $3,800
Annual Deductible: NULL
Annual Initial Coverage Limit ICL: $4,130
Number of Members enrolled in this plan in Mackinac, Michigan: Plans Summary Star Rating: Customer Service Rating: Drug Cost Rating:
15 members 4 out of 5 Stars. 5 out of 5 Stars. 4 out of 5 Stars.
Plan Offers Mail Order: Yes
Plan Health Benefits
Total # of Formulary Drugs: 3,516 drugs
Number of Members Enrolled in this Plan in Mackinac, Michigan: NULL
Number of Drugs Per Tier: NULL
Preferred Pharmacy Cost Sharing During Initial Coverage Phase: NULL
Special Needs Plan SNP Eligibility Requirement: NULL
Monthly Premium Split as Follows:
Part C Premium Part D Base Premium Part D Supplemental Premium Total Premium
$89.50 $34.50 $0.00 $124.00
Monthly Premium with Extra Help Low Income Subsidy:
LIS100 Subsidy Total Monthly Premium with LIS Parts CD LIS25 Subsidy Monthly PartD Premium with LIS LIS25 Subsidy Total Monthly Premium with LIS Parts CD LIS50 Monthly PartD Premium with LIS LIS50 Subsidy Total Monthly Premium with LIS Parts CD LIS75 Monthly PartD Premium with LIS LIS75 Subsidy Total Monthly Premium with LIS Parts CD
$93.90 $27.00 $116.50 $19.50 $109.00 $11.90 $101.40
Formulary Drug Details:
Tier 1 # of Drugs per Tier Tier 1 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 2 # of Drugs per Tier Tier 2 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 3 # of Drugs per Tier Tier 3 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 4 # of Drugs per Tier Tier 4 Preferred Pharmacy Cost Sharing (initial coverage phase) Tier 5 # of Drugs per Tier Tier 6 Preferred Pharmacy Cost Sharing (initial coverage phase)
419 $1.00 1241 $7.00 352 $38.00 617 45% 685 33%

Other Medicare Advantage Plans in Mackinac, Michigan

Plan Name Type Premium MOOP Rx Deduct. Rating
BCN Advantage Prime Value (HMO-POS) (2023)Local HMO$4,500$50
5
Humana Honor (PPO) (2023)Local PPO *$5,500$-
4
BCN Advantage HMO-POS Elements (HMO-POS) (2023)Local HMO *$4,500$-
5
HumanaChoice H8087-001 (PPO) (2023)Local PPO$5,900$75
5
BCN Advantage HMO-POS Prestige (HMO-POS) (2023)Local HMO$3,400$0
5
Medicare Plus Blue PPO Assure (PPO) (2023)Local PPO$3,425$0
5
HumanaChoice R3887-001 (Regional PPO) (2023)Regional PPO *$5,500$-
5
Upper Peninsula Health Plan Advantage (HMO-POS) (2023)Local HMO$7,550$0
Insufficient data to rate this plan.
Medicare Plus Blue PPO Signature (PPO) (2023)Local PPO$4,700$0
5
Upper Peninsula Health Plan Choice (HMO) (2023)Local HMO$7,550$285
Insufficient data to rate this plan.
Medicare Plus Blue PPO Essential (PPO) (2023)Local PPO$6,000$100
5
HumanaChoice R3887-002 (Regional PPO) (2023)Regional PPO$5,300$380
5
Medicare Plus Blue PPO Vitality (PPO) (2023)Local PPO$5,000$100
5
Humana Value Plus H8087-002 (PPO) (2023)Local PPO$7,550$260
5
Medicare Advantage Plans by Blue Care Network
BCN Advantage Prime Value (HMO-POS) (2023)Local HMO$4,500$50
5
BCN Advantage HMO-POS Elements (HMO-POS) (2023)Local HMO *$4,500$-
5
BCN Advantage HMO-POS Prestige (HMO-POS) (2023)Local HMO$3,400$0
5

Find Medicare Advantage Plans in Michigan