Cheap Chevrolet Tracker Car Insurance in 2024 (Save With These 10 Companies!)
USAA, Erie, and State Farm offer the best cheap Chevrolet Tracker car insurance, with rates starting as low as $45 per month. These companies excel at providing affordable premiums and comprehensive coverage, helping Chevrolet Tracker owners secure reliable protection for their vehicles.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 4, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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6,435 reviewsCompany Facts
Min. Coverage for Chevrolet Tracker
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
1,814 reviewsCompany Facts
Min. Coverage for Chevrolet Tracker
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
17,759 reviewsCompany Facts
Min. Coverage for Chevrolet Tracker
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
The best cheap Chevrolet Tracker car insurance providers are USAA, Erie, and State Farm, known for offering affordable premiums and comprehensive coverage. These companies excel in balancing cost and protection, helping Chevrolet Tracker owners secure reliable insurance.
Understand vehicle make, driver’s record, and location to influence insurance costs. Use safety features and discounts for optimal coverage.
Our Top 10 Company Picks: Cheap Chevrolet Tracker Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $45 | A++ | Military Benefits | USAA |
 | #2 | $49 | A+ | Industry Experience | Erie |
 | #3 | $53 | B | Filing Claims | State Farm |
 | #4 | $58 | A++ | High-Value Vehicles | Chubb |
 | #5 | $60 | A | Online Tools | Safeco |
 | #6 | $65 | A | Roadside Assistance | AAA |
 | #7 | $69 | A | Small Businesses | Farmers |
 | #8 | $72 | A++ | Multi-Policy Savings | Travelers |
 | #9 | $78 | A+ | Family Plans | Nationwide |
 | #10 | $86 | A+ | Customer Service | Allstate |
Insuring your Chevrolet Tracker involves several factors affecting car insurance costs. Understanding these factors is essential for affordable coverage.
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#1 – USAA: Top Overall Pick
Pros
- High Customer Satisfaction: USAA is highly regarded for its customer service and reliable claims processing. Learn more from our detailed USAA insurance review & ratings.
- Comprehensive Coverage Options: Offers a wide range of insurance products, allowing for convenient bundling of policies such as home and auto insurance.
- Military and Family Benefits: Provides benefits and discounts specifically tailored to military personnel and their families, making it a great choice for those in the armed forces.
Cons
- Limited Eligibility: USAA services are only available to military members, veterans, and their families, which restricts access for the general public.
- Geographic Availability: While broadly available, there may be some limitations or variations in coverage and discounts depending on the state.
#2 – Erie: Best for Local Insurance Expertise
Pros
- Personalized Service: Known for offering personalized customer service through a network of local agents, enhancing the customer experience.
- Rate Lock Feature: Erie offers a unique rate lock feature that prevents rate increases, even after filing a claim. Learn more in our Erie insurance review & ratings.
- Extensive Coverage Options: Provides a broad array of coverage options that can be customized to meet individual needs, including pet coverage in auto policies.
Cons
- Limited Availability: Erie Insurance is only available in a limited number of states, primarily in the Northeast and North Central United States.
- No Online Claims: Some types of claims, especially in certain lines of insurance, must be handled through an agent rather than directly online, which might inconvenience those preferring digital services.
#3 – State Farm: Best for Extensive Coverage Network
Pros
- Extensive Agent Network: Boasts one of the largest agent networks nationwide, offering accessible and personal service.
- Diverse Product Offerings: Offers a wide variety of insurance products, from auto and home to health and life, facilitating easy policy bundling.
- Strong Financial Stability: State Farm is known for its strong financial health, ensuring its ability to handle claims effectively. For a detailed evaluation, check out our State Farm insurance review & ratings.
Cons
- Varied Customer Satisfaction: Customer satisfaction can vary significantly by region and agent, leading to inconsistent service experiences.
- Potentially Higher Premiums: Can be more expensive than some competitors, especially for customers without multiple policies or those who do not qualify for discounts.
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#4 – Chubb: Best for High-Value Assets
Pros
- High-Value Asset Expertise: Specializes in insuring high-value assets and properties, making it ideal for those with expensive or luxury items.
- Global Coverage: Offers a wide range of coverage options not only in the U.S. but around the world, which is beneficial for those who travel internationally.
- Exceptional Claims Service: Based on our Chubb insurance review & ratings, the company provides excellent claims service, including options for cash settlements and flexible repair choices.
Cons
- Higher Cost: Typically more expensive than other insurers, making it less accessible for average consumers.
- High Net Worth Individuals: Tailored more towards high net worth individuals, which might limit its appeal or affordability for the general population.
#5 – Safeco: Best for Flexible Insurance Solutions
Pros
- Wide Range of Discounts: Offers a plethora of discounts, including multi-policy discounts, safe driving bonuses, and technology-based discounts.
- Customizable Coverage: Safeco allows for highly customizable policies, letting customers choose and pay for only what they need. For more details, delve into our Safeco insurance review & ratings.
- Online Tools and Resources: Provides robust online tools and mobile app support, facilitating policy management and claims filing.
Cons
- Customer Service Variability: Customer service experiences can be inconsistent, depending on the region and specific agents.
- Policy Pricing: Pricing can be less competitive compared to other national insurers, particularly for customers who do not bundle policies.
#6 – AAA: Best for Roadside Assistance
Pros
- Roadside Assistance: AAA is known for its superior roadside assistance, included in many auto policies. View our AAA insurance review & ratings for details.
- Member Benefits: Offers additional AAA membership benefits, including travel discounts, which add extra value beyond just insurance coverage.
- Extensive Insurance: Provides a wide range of services from insurance to travel planning, making it convenient for comprehensive needs.
Cons
- Membership Requirement: Insurance services are tied to AAA membership, which requires an annual fee, potentially adding to the overall cost.
- Inconsistent Affiliate Services: As services are provided through regional affiliates, experiences and offers can vary greatly across different areas.
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#7 – Farmers: Best for Customizable Insurance
Pros
- Innovative Policy Options: Offers unique and innovative insurance products like Smart Plan Home, which provides customizable home insurance options.
- Strong Agent Support: Provides strong support through a wide network of agents, which can enhance personalized service and assistance.
- Discounts and Rewards: Farmers offers numerous discounts and rewards programs that can significantly lower premium costs. See our Farmers insurance review & ratings for details.
Cons
- Higher Premiums: Generally, premiums are higher than some of its competitors, particularly for those without discounts.
- Mixed Reviews: Some customers report dissatisfaction with the speed and efficiency of the claims process.
#8 – Travelers: Best for Risk Management
Pros
- Green Home Discount: Offers unique discounts for eco-friendly practices and green homes, promoting environmental sustainability.
- Risk Management Services: Provides extensive risk management services that help customers prevent losses before they occur.
- Strong Financial Standing: Travelers is known for its strong financial stability, ensuring reliable claims support. Delve into our Travelers insurance review & ratings for detailed insights.
Cons
- Customer Service Variability: Customer service quality can vary, sometimes depending on the specific region or agent.
- Complex Policy Offerings: Some customers may find their policy options and details to be overly complex or difficult to understand.
#9 – Nationwide: Best for Comprehensive Financial
Pros
- Wide Range of Financial Services: Offers a broad spectrum of financial services including banking, mortgages, and investments alongside insurance.
- Vanishing Deductible: Explore our Nationwide insurance review & ratings to learn about the vanishing deductible for safe drivers, reducing the deductible each claim-free year.
- Extensive Discount Options: Provides a variety of discounts that can make premiums more affordable, such as multi-policy discounts and accident-free discounts.
Cons
- Inconsistent Pricing: Pricing can be inconsistent; some customers may find better rates elsewhere depending on their profiles and locations.
- Customer Service Issues: Some customers report issues with claim response times and customer service effectiveness.
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#10 – Allstate: Best for Customer Engagement
Pros
- Innovative Tools and Technology: Offers innovative tools such as Drivewise, which monitors driving habits and can lead to discounts for safe driving.
- Local Agents Network: In our Allstate insurance review & ratings highlight the company’s strong network of local agents who provide personalized service and support.
- Diverse Discount Opportunities: Numerous discounts available, including new car discounts, anti-theft device discounts, and easy pay plan discounts.
Cons
- Higher Rates: Generally offers higher rates compared to some competitors, which might not be the most cost-effective choice for all customers.
- Claims Satisfaction Variances: Some customers have reported variations in satisfaction with the claims process, which can affect the overall customer experience.
Key Factors Affecting Chevrolet Tracker Insurance Rates
Insurance providers consider several factors when setting Chevrolet Tracker car insurance costs. The vehicle’s make and model categorize it as a compact SUV, influencing rates. The age, condition, and safety features of the vehicle also affect premiums, with newer models potentially qualifying for lower rates.
A driver’s record, including traffic violations or accidents, significantly impacts rates. Additionally, location factors like crime rates and traffic density can increase premiums. Younger or less experienced drivers typically face higher premiums, while older, more experienced drivers may get lower rates.
Finally, chosen coverage options and deductibles also dictate the final cost, with higher coverage or lower deductibles increasing premiums. Drivers should assess their coverage needs and budget when choosing insurance options.
Chevrolet Tracker Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $65 | $129 |
| Allstate | $86 | $159 |
| Chubb | $58 | $119 |
| Erie | $49 | $110 |
| Farmers | $69 | $135 |
| Nationwide | $78 | $146 |
| Safeco | $60 | $124 |
| State Farm | $53 | $116 |
| Travelers | $72 | $138 |
| USAA | $45 | $105 |
The table compares monthly car insurance rates for a Chevrolet Tracker, showing minimum and full coverage prices from various providers. AAA charges $65 for minimum and $129 for full coverage. Allstate’s rates are $86 and $159, Chubb offers $58 and $119, Erie provides $49 and $110, and Farmers has rates of $69 and $135.
Nationwide charges $78 and $146, Safeco offers $60 and $124, State Farm has $53 and $116, Travelers lists $72 and $138, and USAA offers the lowest at $45 and $105 for minimum and full coverage, respectively. These rates reflect a range of options for different coverage needs.
Chevrolet Tracker Insurance Reduction Tips
To lower your Chevrolet Tracker insurance costs, consider several strategies: Compare quotes from various providers to ensure competitive pricing. Increasing your deductibles can reduce your premiums. Utilize available discounts, such as those for anti-theft devices, safe driving, or policy bundling. Maintain a clean driving record to secure better rates.
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Also, review your coverage periodically to drop unnecessary elements or adjust deductibles, which can decrease costs. For the best rates, research thoroughly and compare car insurance quotes, checking their customer service and financial strength alongside their pricing to ensure you receive the best value for your Chevrolet Tracker.
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Optimal Coverage Choices for Your Chevrolet Tracker
Selecting the right insurance coverage for your Chevrolet Tracker is vital for ample protection in accidents or other mishaps. It’s advisable to choose coverage limits above the state-mandated minimums to safeguard your assets comprehensively. Beyond liability, adding collision and comprehensive car insurance coverage can financially shield you in incidents like accidents, theft, or natural events, covering repair or replacement costs.
Contrary to common beliefs, insurance rates for Chevrolet Trackers vary significantly among providers due to different risk evaluations and aren’t uniformly higher for older models; factors like safety features, repair costs, and theft rates also play roles. Additionally, your driving record heavily influences your rates, with a clean history likely leading to lower premiums, underscoring the importance of safe driving practices.
When seeking car insurance for a Chevrolet Tracker, consider the discounts offered by top providers to reduce premiums. AAA, Allstate, Chubb, Erie, Farmers, Nationwide, Safeco, State Farm, Travelers, and USAA provide various discounts, including safe driving, multi-vehicle policies, anti-theft devices, and low mileage.
Programs like State Farm’s Drive Safe & Save™ and Nationwide’s SmartRide® also offer potential savings. Leveraging these discounts can help secure comprehensive coverage for your Chevrolet Tracker at a more affordable rate.
Geographic Influence on Chevrolet Tracker Insurance Costs
Location significantly affects Chevrolet Tracker insurance premiums, with factors like crime rates, traffic density, and theft likelihood influencing costs. Residing in areas with high crime or dense traffic usually leads to higher premiums due to increased risks of accidents, theft, and vandalism.
Conversely, areas with lower crime and less traffic often enjoy reduced insurance costs. Additionally, deductible choices are crucial; opting for a higher deductible generally lowers premiums but requires readiness to pay more out-of-pocket during a claim. Conversely, a lower deductible increases premiums but offers better claim-time protection.
Furthermore, insurers offer various discounts such as multi-vehicle, safe driver, bundling, anti-theft, and good student car insurance discounts, which can significantly lower your Chevrolet Tracker’s insurance expenses.
Insurance Savings From Chevrolet Tracker Safety Features
Equipping your Chevrolet Tracker with safety features such as anti-lock brakes (ABS), traction control, electronic stability control, and airbags can lower insurance premiums. Insurers offer discounts for vehicles with these safety technologies, recognizing their role in reducing severe injuries and repair costs after accidents.
Highlight your Tracker’s safety features when seeking insurance to encourage providers to offer favorable rates. Additionally, securing the best insurance deal involves comparing car insurance quotes from multiple providers and assessing their reputation, coverage options, and customer service.
Understanding factors like vehicle safety features, your driving history, and location helps secure comprehensive and affordable coverage for your Chevrolet Tracker.
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Case Studies: Chevrolet Tracker Car Insurance
The following case studies explore how Chevrolet Tracker owners utilize the benefits offered by companies to secure cost-effective car insurance. These examples demonstrate real-life applications of the principles discussed, focusing on finding the best insurance rates and coverage tailored to individual needs.
- Case Study #1 – Military Precision: Tom, a retired military officer living in San Diego, chose USAA for its strong military focus. By using USAA’s discounts for military members and their families and its features tailored to service members, Tom managed to secure a comprehensive insurance package for his Chevrolet Tracker at a significantly reduced rate.
- Case Study #2 – Localized Coverage: Laura, residing in Erie, Pennsylvania, opted for Erie Insurance due to their reputation for exceptional local insurance expertise. With Erie’s personalized service and understanding of the local area’s specific insurance needs, Laura received a tailored policy that provided extensive coverage at a competitive price, particularly benefiting from Erie’s multi-car discount.
- Case Study #3 – Broad Network Benefits: Kevin, a young professional from Atlanta, chose State Farm for its coverage network and financial strength. By participating in the drive safe & save program and using good driver car insurance discounts, he significantly reduced his premiums for his Chevrolet Tracker.
These case studies highlight how Chevrolet Tracker owners can leverage specific benefits from top insurance providers to secure the best possible rates and coverage.
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They illustrate the importance of choosing a provider that aligns with personal circumstances and making the most of the discounts and programs available.
Maximizing Value in Chevrolet Tracker Car Insurance
To secure affordable Chevrolet Tracker car insurance, understand factors affecting rates such as vehicle details and driving history. Utilize comparison tools to access the best deals and strategically adjust deductibles and coverage.
Optimize your insurance choices by leveraging discounts and evaluating personal insurance needs under different types of car insurance coverage, ensuring effective protection and cost-efficiency.
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Frequently Asked Questions
Are Chevrolets expensive to insure?
Table of contents Insuring Chevy vehicles is often more affordable than insuring many other similar brands. While Chevrolet insurance costs an average of $102 monthly for liability coverage and $193 for full coverage, premiums can vary between models and model years.
For more information, explore our comprehensive resource titled “Full Coverage Car Insurance: A Complete Guide” to get all the answers you need.
Is it worth it to buy a Chevy Trax?
This subcompact SUV is one of the most affordable new vehicles of any kind you can buy, and it has a high value quotient and plenty of substance thanks to a spacious interior and pleasant driving experience that belie its sticker price.
Use our free comparison tool below to see what auto insurance quotes look like in your area.
Are car trackers worth the money?
Having a tracking device installed in your car is one of the most reliable and efficient ways of protecting it from crime. Although they can be quite expensive, these devices will lower your insurance premiums and could save you a huge amount of hassle, in the long run, if your vehicle is stolen.
To learn more, check out our comprehensive guide titled “GPS Tracker Car Insurance Discount” and save on your premiums.
Is Chevrolet high maintenance?
Chevrolet maintenance costs Chevrolet models average around $9,625 for maintenance and repair costs during their first 10 years of service. This is more than the industry average for popular brands by $2,811. There is also a 21.89% chance that a Chevrolet will require a major repair during that time.
What are the cons of a Chevy Trax?
The drawbacks of the 2024 Chevrolet Trax are its limited engine power options and lack of advanced safety features. Let’s dive into the pros and cons of the 2024 Chevrolet Trax to see if it is the right fit for you.
What is the cheapest Chevy to insure?
The Chevrolet Aveo 1.2 S 3d is the cheapest to insure. The Chevrolet Aveo 1.4 LT 5d and 1.4 LT 5d (Auto) are the most expensive to insure due to the slightly bigger engine size.
To learn more, explore our comprehensive resource on insurance titled “Cheap Chevrolet Aveo Car Insurance” for detailed insights.
Is Chevy Trax expensive to fix?
A Chevrolet Trax will cost about $8,512 for maintenance and repairs during its first 10 years of service. This beats the industry average for popular SUV models by $621. There is also a 26.05% chance that a Trax will require a major repair during that time. This is 4.55% worse than similar vehicles in this segment.
How many miles will a Chevrolet last?
Generally speaking, a Chevy truck that receives proper maintenance should be able to last well over 200,000 miles.
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What are the cons of Chevy cars?
Chevrolet Vehicle Issues However, there are a few issues that have come up in recent models you might want to be aware of before you buy a Chevrolet. For example, some Chevrolet drivers have reported transmission problems, leaks, brake and electrical issues, steering problems, and excessive oil consumption.
To delve deeper, refer to our in-depth report titled “Does my car insurance cover damage caused by a transmission failure?” for a complete understanding.
What Chevy engine lasts the longest?
The Chevrolet Gen III/IV Small Block is the engine that will help you get the most out of your vehicle. It’s durable, not having to replace for nearly 300,000 miles. The engine utilizes contemporary engineering and metalworking to create a durable product. In their stock configuration, these engines can last very long.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
