Cheap Nissan LEAF Car Insurance in 2024 (Save Big With These 10 Companies!)
Nationwide, State Farm, and Allstate offer the best rates for cheap Nissan LEAF car insurance, with the lowest premiums starting at $66 per month. Discover how to find affordable coverage for your Nissan LEAF with these top-rated insurance providers and explore effective ways to save on your policy.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
Licensed Insurance Agent
UPDATED: Oct 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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3,019 reviewsCompany Facts
Min. Coverage for Nissan LEAF
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviews
17,759 reviewsCompany Facts
Min. Coverage for Nissan LEAF
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
11,413 reviewsCompany Facts
Min. Coverage for Nissan LEAF
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
Nationwide, State Farm, and Allstate are the top choices for cheap Nissan LEAF car insurance with rates starting as low as $66 per month for comprehensive coverage.
Buying car insurance for your Nissan LEAF is an important decision that requires careful consideration. One of the key aspects to consider is the cost of insurance.
Our Top 10 Company Picks: Cheap Nissan LEAF Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $66 A+ Multi-policy Discounts Nationwide
#2 $68 B Large Network State Farm
#3 $75 A+ Safe Drivers Allstate
#4 $77 A+ Customer Service Erie
#5 $79 A Low Rates Safeco
#6 $80 A++ Customer Satisfaction Auto-Owners
#7 $83 A++ Competitive Pricing Travelers
#8 $84 A Loyalty Discounts American Family
#9 $85 A Multiple Discounts Farmers
#10 $90 A+ Senior Discounts The Hartford
- Get affordable Nissan LEAF insurance for $66/mo. with Nationwide
- Discover factors impacting pricing like safety ratings
- Benefit from features such as accident forgiveness and bundling opportunities
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#1 – Nationwide: Top Overall Pick
Pros
- Multi-policy Discounts: Nationwide offers significant savings through bundling options for home and auto insurance, making it cost-effective for Nissan LEAF drivers, owners, and enthusiasts looking to insure multiple vehicles.
- Wide Range of Coverage: They provide extensive coverage options, including specialized policies for electric vehicles like the Nissan LEAF, ensuring comprehensive protection tailored to the unique needs of Nissan LEAF drivers.
- Positive Customer Feedback: Nationwide is well-regarded for customer service, with many Nissan LEAF owners praising their responsiveness and support in handling claims and inquiries, as detailed in the Nationwide insurance review & ratings.
Cons
- Potentially Higher Premiums: While offering comprehensive coverage, some Nissan LEAF owners may find Nationwide’s premiums slightly higher compared to other providers, impacting overall cost considerations.
- Claims Processing Time: Depending on the complexity of claims, some Nissan LEAF enthusiasts report longer processing times which can be frustrating during emergencies, affecting overall satisfaction with service levels.
#2 – State Farm: Best for Large Network
Pros
- Extensive Agent Network: With a large network of local agents, State Farm provides personalized service and accessibility for Nissan LEAF drivers seeking tailored insurance solutions.
- Variety of Discounts: They offer numerous discounts, including for safe driving habits and vehicle safety features, helping Nissan LEAF owners reduce overall insurance costs while promoting safety.
- Robust Online Tools: State Farm’s website and mobile app are highly rated for ease of use, allowing Nissan LEAF enthusiasts to manage policies and claims efficiently, enhancing convenience, as highlighted in the State Farm insurance review & ratings.
Cons
- Limited Online Quote Options: Some Nissan LEAF drivers find the online quote process less intuitive compared to competitors, potentially leading to delays or inaccuracies in policy setup.
- Policy Flexibility: While offering standard coverage options, State Farm’s policies may not always cater to specialized needs like electric vehicle-specific protections, limiting choices for Nissan LEAF owners seeking comprehensive coverage.
#3 – Allstate: Best for Safe Drivers
Pros
- Discounts for Safe Drivers: Allstate rewards safe driving with substantial discounts, making it an attractive option for Nissan LEAF drivers committed to safe practices on the road, according to Allstate insurance review & ratings.
- Positive Customer Ratings: Allstate receives high marks for customer satisfaction, particularly for claims handling and support during emergencies, reassuring Nissan LEAF owners of reliable service.
- Financial Stability: Rated A+ by A.M. Best, Allstate’s strong financial backing ensures they can meet their financial obligations reliably, crucial for Nissan LEAF owners seeking long-term coverage stability.
Cons
- Premium Costs: While offering comprehensive coverage, some Nissan LEAF owners may find Allstate’s premiums slightly higher compared to other insurers, impacting overall affordability.
- Claims Process Complexity: The claims process can be intricate for some Nissan LEAF drivers, requiring thorough documentation and potentially leading to longer processing times, affecting overall satisfaction with claims handling.
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#4 – Erie: Best for Customer Service
Pros
- Exceptional Customer Service: Erie is widely recognized for its outstanding customer service, with many Nissan LEAF owners praising their responsiveness and personalized approach in resolving insurance needs.
- Competitive Premiums: Despite its high customer service ratings, Erie maintains competitive premiums, making it an economical choice for Nissan LEAF drivers seeking reliable and affordable coverage.
- Strong Local Presence: With a focus on local service, Erie’s agents are well-equipped to understand regional insurance needs and offer tailored solutions that benefit Nissan LEAF enthusiasts in specific communities.
Cons
- Availability Limitations: Erie’s services are limited to certain regions, potentially excluding some Nissan LEAF owners from accessing their policies, limiting options for coverage. Learn more through our “Is Erie insurance a good insurance company?“
- Limited Online Tools: Their online tools and mobile app may not be as robust as some competitors, impacting convenience for tech-savvy Nissan LEAF owners who prefer managing policies digitally.
#5 – Safeco: Best for Low Rates
Pros
- Low Rates: Safeco offers competitive premiums, making it an affordable choice for Nissan LEAF drivers looking to save on insurance costs without compromising coverage.
- Flexible Coverage Options: They provide a range of coverage options, allowing Nissan LEAF owners to customize policies to fit their specific needs and budget, ensuring comprehensive protection. Learn more through our Safeco insurance review.
- Strong Financial Standing: Rated A by A.M. Best, Safeco’s financial stability assures Nissan LEAF drivers of reliable coverage and claims payment capability, crucial for long-term peace of mind.
Cons
- Limited Discounts: Some Nissan LEAF owners may find Safeco’s discount offerings less extensive compared to other insurers, potentially missing out on additional savings opportunities.
- Customer Service Variability: While generally positive, Safeco’s customer service reviews can vary, with occasional reports of communication challenges or delays in response times affecting overall satisfaction for Nissan LEAF owners.
#6 – Auto-Owners: Best for Customer Satisfaction
Pros
- High Customer Satisfaction: Auto-Owners consistently receives high marks for customer service, providing Nissan LEAF owners with personalized attention and prompt assistance for insurance needs.
- Excellent Claims Handling: They are known for their efficient claims processing, ensuring Nissan LEAF drivers experience minimal disruption after accidents or incidents, enhancing overall satisfaction.
- Comprehensive Coverage Options: Auto-Owners offers extensive coverage options, including specialized policies for electric vehicles like the Nissan LEAF, ensuring tailored protection against unique risks.
Cons
- Limited Availability: Auto-Owners operates in select regions, potentially limiting accessibility for some Nissan LEAF owners seeking their comprehensive coverage options. Read more through our Auto-Owners insurance review.
- Higher Premiums: While offering robust coverage, Nissan LEAF owners may find Auto-Owners’ premiums slightly higher compared to other insurers, impacting overall affordability considerations.
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#7 – Travelers: Best for Competitive Pricing
Pros
- Competitive Pricing: Travelers offers competitive premiums, making it an attractive choice for Nissan LEAF drivers looking to balance cost-effectiveness with comprehensive coverage options.
- Broad Range of Policies: They provide a wide array of insurance products and coverage options, including tailored policies for electric vehicles like the Nissan LEAF, ensuring specialized protection. Read more through our Travelers insurance review.
- Financial Stability: Rated A++ by A.M. Best, Travelers’ strong financial stability ensures Nissan LEAF owners can rely on consistent coverage and reliable claims payment capabilities.
Cons
- Complex Policy Options: Some Nissan LEAF drivers may find Travelers’ policy options complex to navigate, potentially leading to confusion or delays in selecting the right coverage.
- Limited Discounts: While offering competitive pricing, Travelers’ discount offerings may be less extensive compared to other insurers, potentially limiting opportunities for additional savings for Nissan LEAF owners.
#8 – American Family: Best for Loyalty Discounts
Pros
- Loyalty Discounts: American Family offers significant discounts for long-term policyholders, rewarding Nissan LEAF owners for their continued loyalty with reduced premiums and enhanced benefits. Learn more through our American Family insurance review.
- Innovative Coverage Options: American Family offers innovative coverage options, including policies tailored for electric vehicles like the Nissan LEAF, ensuring comprehensive protection against specific risks.
- Community Involvement: They are actively involved in community initiatives, resonating well with Nissan LEAF enthusiasts who value corporate social responsibility and local engagement.
Cons
- Regional Availability: American Family’s services may be limited to certain regions, potentially excluding some Nissan LEAF owners from accessing their policies and discounts.
- Claims Process Timeliness: While generally efficient, some Nissan LEAF owners report occasional delays in claims processing, impacting overall satisfaction during critical situations.
#9 – Farmers: Best for Multiple Discounts
Pros
- Multiple Discounts: Farmers offers a variety of discounts, including those for safe driving habits and vehicle safety features, helping Nissan LEAF drivers lower their insurance costs while promoting safety on the road.
- Customizable Policies: They provide flexible coverage options, allowing Nissan LEAF owners to tailor policies to their specific needs and preferences, ensuring comprehensive protection.
- Educational Resources: Farmers offers educational resources and tools that benefit Nissan LEAF enthusiasts, providing insights into insurance options and promoting informed decision-making.
Cons
- Premium Costs: Despite discounts, some Nissan LEAF owners may find Farmers’ premiums slightly higher compared to other insurers offering similar coverage, impacting overall affordability, as highlighted in the Farmers insurance review & ratings.
- Claims Handling Experience: While generally positive, Farmers’ claims handling experience may vary, with occasional reports of longer processing times or communication challenges affecting satisfaction for Nissan LEAF owners.
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#10 – The Hartford: Best for Senior Discounts
Pros
- Senior Discounts: The Hartford offers significant discounts for senior Nissan LEAF owners, making it an attractive choice for retirees looking to save on insurance costs while enjoying comprehensive coverage. Learn more through our The Hartford insurance review.
- Strong Customer Support: The Hartford is known for its exceptional customer support, providing Nissan LEAF drivers with personalized service and efficient claims handling during emergencies.
- Financial Strength: Rated A+ by A.M. Best, The Hartford’s financial strength guarantees stability and reliability in coverage for Nissan LEAF owners seeking long-term insurance solutions.
Cons
- Limited Accessibility: The Hartford’s services may be limited to certain regions or demographic groups, potentially excluding some Nissan LEAF owners from accessing their specialized policies and discounts.
- Policy Complexity: Nissan LEAF drivers may find The Hartford’s policy options complex to navigate, requiring thorough review and potential assistance to select the right coverage for their needs.
Factors That Influence Nissan Leaf Car Insurance Rates
Several factors play a role in determining the cost of car insurance for your Nissan LEAF. Insurance companies take into account factors such as your age, driving record, location, and the safety features of your vehicle. These factors can vary from one insurer to another, so it is essential to compare quotes from different insurance providers to get a clear understanding of the costs involved.
Nissan LEAF Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $75 $135
American Family $84 $140
Auto-Owners $80 $135
Erie $77 $140
Farmers $85 $145
Nationwide $66 $125
Safeco $79 $137
State Farm $68 $112
The Hartford $90 $140
Travelers $83 $130
One additional factor that can influence Nissan LEAF car insurance rates is the level of coverage you choose. Insurance companies offer different levels of coverage, such as liability-only or comprehensive coverage. The more coverage you choose, the higher your insurance premium is likely to be.
It is important to carefully consider your coverage needs and budget when selecting the level of coverage for your Nissan LEAF.
Another factor that can impact Nissan LEAF car insurance rates is your annual mileage. Insurance companies may take into account how much you drive your vehicle on a yearly basis. If you have a long commute or frequently take long road trips, you may be considered a higher risk and could face higher insurance premiums.
On the other hand, if you have a low annual mileage, you may be eligible for discounts or lower rates. Be sure to provide accurate information about your annual mileage when obtaining insurance quotes for your Nissan LEAF.
Understanding the Insurance Categories for Nissan Leaf
When it comes to car insurance, the Nissan LEAF falls into different categories that can affect the cost of coverage. The categories generally include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. It is important to understand these categories and what they offer to determine the type and level of coverage you need for your Nissan LEAF.
Liability coverage is a type of insurance that helps cover the costs of property damage and bodily injury if you are at fault in an accident. This coverage is required by law in most states and helps protect you financially if you cause an accident that results in damage to someone else’s property or injuries to other people.
Collision coverage, on the other hand, helps cover the cost of repairs or replacement of your Nissan LEAF if it is damaged in a collision with another vehicle or object. This coverage is especially important for electric vehicles like the Nissan LEAF, as the cost of repairs can be higher due to specialized parts and technology. Enter your ZIP code now to begin.
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Comparing Car Insurance Options for Nissan Leaf
With the increasing popularity of electric vehicles like the Nissan LEAF, many insurance providers now offer specialized coverage options. It is crucial to compare different insurance options to find the best policy that meets your specific needs and budget.
Some insurers may offer unique coverage options for electric vehicles, such as coverage for battery replacement or specialized repair facilities that are familiar with electric vehicle technology.
Additionally, it is important to consider the potential cost savings associated with insuring an electric vehicle. Electric vehicles typically have lower maintenance and repair costs compared to traditional gasoline-powered vehicles. This can result in lower insurance premiums for electric vehicle owners.
Furthermore, some insurance providers may offer discounts or incentives for electric vehicle owners, such as reduced rates for eco-friendly vehicles or rewards for using renewable energy to charge the vehicle. Therefore, when comparing car insurance options for the Nissan LEAF, it is beneficial to inquire about any potential cost savings or incentives that may be available.
The Importance of Comprehensive Coverage for Nissan Leaf
Comprehensive coverage is particularly important for your Nissan LEAF. This coverage protects you against damage to your vehicle that is not caused by a collision. Since electric vehicles often have higher repair and replacement costs, having comprehensive coverage can provide you with peace of mind knowing that you are protected in case of theft, vandalism, natural disasters, or other non-collision incidents.
Schimri Yoyo
Licensed Agent & Financial Advisor
Frequently Asked Questions
What factors affect the cost of Nissan LEAF car insurance?
The cost of Nissan LEAF car insurance can be influenced by various factors, including the driver’s age, location, driving record, coverage options chosen, deductible amount, and the insurance company’s rates.
Are electric cars like the Nissan LEAF more expensive to insure?
Generally, electric cars like the Nissan LEAF may have slightly higher insurance rates compared to traditional gasoline-powered vehicles.
This is because electric cars tend to have higher repair costs and specialized parts, which can impact insurance premiums. Enter your ZIP code now to begin.
Is it possible to get discounts on Nissan LEAF car insurance?
Does the cost of Nissan LEAF car insurance vary by location?
Yes, the cost of Nissan LEAF car insurance can vary depending on the location. Insurance rates are influenced by factors like local crime rates, traffic congestion, and the likelihood of accidents in a particular area.
Can I choose my coverage options for Nissan LEAF car insurance?
Yes, you can typically choose your coverage options for Nissan LEAF car insurance.
Common coverage options include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. Enter your ZIP code now to begin.
How do Nationwide, State Farm, and Allstate compare in terms of monthly rates for Nissan LEAF car insurance?
What are the key factors that affect the cost of insurance for Nissan LEAF drivers?
The cost of insurance for Nissan LEAF drivers is influenced by factors such as their location, driving record, chosen coverage options (like comprehensive or liability), and the insurer’s specific discounts and rating criteria.
Which insurance provider offers the best customer service according to the article’s review?
According to the article’s review, Auto-Owners stands out for its high customer satisfaction and efficient claims handling, making it a top choice for Nissan LEAF owners seeking reliable service. Enter your ZIP code now.
What are the unique coverage options available for electric vehicles like the Nissan LEAF from Safeco and Auto-Owners?
How does Farmers Insurance stand out in terms of discounts and educational resources for Nissan LEAF owners?
Farmers Insurance offers multiple discounts tailored for safe driving and vehicle safety features, alongside educational resources that empower Nissan LEAF owners with insights into insurance options and responsible driving practices.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
