Cheap Saturn VUE Car Insurance in 2024 (Cash Savings With These 10 Companies)
Discover the best options for cheap Saturn VUE car insurance, with top picks including USAA, State Farm, and Auto-Owners. Starting at a minimum monthly rate of $41, these providers stand out for their competitive pricing and comprehensive coverage options tailored for Saturn VUE owners.
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Tim Bain
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Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 12, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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6,435 reviewsCompany Facts
Min. Coverage for Saturn VUE
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
17,759 reviewsCompany Facts
Min. Coverage for Saturn VUE
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
563 reviewsCompany Facts
Min. Coverage for Saturn VUE
A.M. Best Rating
Complaint Level
Pros & Cons
563 reviews
Searching for cheap Saturn VUE car insurance? This article explores top-rated providers like USAA, State Farm, and Auto-Owners, renowned for their competitive rates and tailored coverage options.
Discover how these companies stand out in terms of affordability and customer satisfaction, helping Saturn VUE owners find the best insurance deals without compromising on quality.
Our Top 10 Company Picks: Cheap Saturn VUE Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $41 A++ Military Savings USAA
#2 $45 B Student Savings State Farm
#3 $51 A++ Discount Availability Auto-Owners
#4 $57 A Roadside Assistance AAA
#5 $65 A+ Organization Discount The Hartford
#6 $73 A Claims Service American Family
#7 $78 A++ Comprehensive Coverage Travelers
#8 $82 A++ Good Drivers Geico
#9 $90 A+ Accident Forgiveness Nationwide
#10 $125 A Multi-Policy Discounts Liberty Mutual
In this article, we will explore everything you need to know about Saturn VUE car insurance costs, helping you make a well-informed decision. Check out insurance savings in our complete guide “How to Get Free Insurance Quotes Online.”
Shop for the best liability-only car insurance with our free quote comparison tool. Enter your ZIP code above to begin.
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#1 – USAA: Top Overall Pick
Pros
- Exclusive Military Discounts: USAA offers significant savings for military members and their families.
- Affordable Rates: With a monthly rate of $41, USAA provides one of the lowest insurance rates for Saturn VUE owners. Unlock details in our “USAA Insurance Review & Ratings.”
- Comprehensive Coverage Options: USAA offers a wide range of coverage options tailored to the needs of military personnel.
Cons
- Limited Availability: USAA insurance is only available to military members, veterans, and their families.
- Strict Eligibility Requirements: The eligibility criteria can exclude many potential customers looking for cheap Saturn VUE car insurance.
#2 – State Farm: Best for Student Savings
Pros
- Student Discounts: State Farm offers substantial savings for students maintaining good grades. Learn more in our guide titled “State Farm Insurance Review & Ratings.”
- Bundling Policies: Customers can save by bundling multiple insurance policies under State Farm.
- Wide Coverage Options: State Farm provides diverse coverage options suitable for various needs, including Saturn VUE owners.
Cons
- Average Financial Rating: With a B rating from A.M. Best, State Farm’s financial strength is lower than some competitors.
- Higher Premiums: Despite student discounts, State Farm’s rates may still be higher than other insurers.
#3 – Auto-Owners: Best for Discount Availability
Pros
- Multiple Discounts: Auto-Owners offers numerous discounts, including multi-policy and safe driving discounts.
- Local Agent Network: Access to a network of local agents for personalized service and support. See more details on our guide “Auto-Owners Insurance Review & Ratings.”
- Affordable for Saturn VUE: Offers competitive rates for Saturn VUE owners looking for cheap insurance.
Cons
- Limited Online Presence: Auto-Owners relies heavily on local agents, with fewer online tools and resources.
- Availability: Coverage is not available in all states, limiting accessibility for some drivers.
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#4 – AAA: Best for Roadside Assistance
Pros
- Comprehensive Roadside Assistance: AAA provides a comprehensive and highly reliable roadside assistance program with extensive benefits.
- Member Discounts: AAA members can receive additional discounts on their car insurance.Discover more about offerings in our guide titled “AAA Insurance Review & Ratings.”
- Wide Coverage Options: Offers a variety of coverage options tailored to different needs, including Saturn VUE owners.
Cons
- Membership Requirement: Insurance policies often require AAA membership, adding to overall costs.
- Higher Rates: Monthly rates are higher compared to some competitors, potentially offsetting membership discounts.
#5 – The Hartford: Best for Organization Discount
Pros
- AARP Discounts: The Hartford provides exclusive discounts tailored specifically for AARP members, ensuring that older drivers can benefit from substantial savings on their car insurance policies.
- Comprehensive Coverage Options: Offers various coverage options, including those beneficial for Saturn VUE owners.
- Exceptional Claims Service: Known for its reliable and efficient claims processing. Access comprehensive insights into our article called “The Hartford Insurance Review & Ratings.”
Cons
- Age Restrictions: Some discounts and policies are primarily geared toward older drivers.
- Higher Premiums: Monthly rates tend to be significantly higher compared to other leading insurers.
#6 – American Family: Best for Claims Service
Pros
- Excellent Claims Service: American Family is known for its efficient and customer-friendly claims process.
- Discount Opportunities: Offers a variety of discounts, including multi-policy and good driver discounts.
- Personalized Service: Provides access to a network of local agents who offer personalized and customized insurance solutions tailored to individual needs. Check out insurance savings in our complete article called “American Family Insurance Review & Ratings.”
Cons
- Higher Monthly Rates: Premiums are higher than many competitors, impacting affordability for Saturn VUE owners.
- Regional Availability: Coverage may not be available in all geographic areas, which can significantly limit accessibility for potential customers.
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#7 – Travelers: Best for Comprehensive Coverage
Pros
- Wide Range of Coverage: Travelers offers comprehensive coverage options tailored to various needs.
- Discount Programs: Provides multiple discount opportunities, including for safe drivers and multi-policy holders.
- Innovative Technology: Offers advanced online tools and mobile apps for easy policy management. Learn more in our guide titled “Travelers Insurance Review & Ratings.”
Cons
- Higher Premiums: Monthly rates are higher compared to many competitors, impacting affordability for Saturn VUE owners.
- Complex Policies: Some customers find the policy options and discounts complex and difficult to understand.
#8 – Geico: Best for Good Drivers
Pros
- Affordable Rates: Geico offers highly competitive rates, especially favorable for good drivers seeking affordable coverage. Unlock details in our article called “Do Geico employees get car insurance discounts?“
- Online Convenience: Provides robust online tools and mobile apps for policy management.
- Discount Programs: Offers various discounts, including those for good drivers and multiple vehicles.
Cons
- Limited Local Agent Support: Relies heavily on online services with fewer local agents for in-person support.
- Average Customer Service: Customer service may not be as personalized compared to competitors with local agents.
#9 – Nationwide: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Nationwide offers accident forgiveness, preventing rate increases after the first at-fault accident. Check out insurance savings in our complete guide titled “Nationwide Insurance Review & Ratings.”
- Comprehensive Coverage Options: Provides a wide range of coverage options, including those suitable for Saturn VUE owners.
- Discount Opportunities: Offers multiple discounts, including multi-policy and safe driver discounts.
Cons
- Higher Monthly Rates: Premiums are higher compared to a significant number of competitors in the market, impacting affordability for many potential customers.
- Limited Availability: Coverage options may not be available in all states, restricting accessibility for some drivers.
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#10 – Liberty Mutual: Best for Multi-Policy Discount
Pros
- Significant Multi-Policy Discounts: Liberty Mutual offers substantial discounts for bundling multiple policies.
- Customizable Coverage Options: Provides a variety of coverage options tailored to individual needs, including those of Saturn VUE owners. Discover more about offerings in our guide titled “Liberty Mutual Review & Ratings.”
- Accident Forgiveness: Offers accident forgiveness to prevent rate increases after the first at-fault accident.
Cons
- High Premiums: Monthly rates are higher compared to other insurers, impacting affordability.
- Limited Discount Availability: Liberty Mutual offers fewer discount options compared to some competitors, which may affect potential savings for policyholders.
Top Car Insurance Providers for Saturn VUE
In this section, we will discuss the specific coverage rates offered by various car insurance companies for the Saturn VUE. This table provides a detailed comparison of monthly rates, A.M. Best ratings, and the best features of each company.
Saturn VUE Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $57 | $148 |
| American Family | $73 | $194 |
| Auto-Owners | $51 | $130 |
| Geico | $82 | $216 |
| Liberty Mutual | $125 | $313 |
| Nationwide | $90 | $237 |
| State Farm | $45 | $112 |
| The Hartford | $65 | $167 |
| Travelers | $78 | $206 |
| USAA | $41 | $108 |
When looking for cheap Saturn VUE car insurance, it’s important to compare the coverage rates of different providers to find the best deal. USAA stands out as the top pick with the lowest monthly rate of $41, offering significant savings for military members and their families.
State Farm follows closely with a monthly rate of $45, providing great discounts for students. Auto-Owners offers a competitive rate of $51, known for its extensive discount availability. AAA, with a rate of $57, is ideal for those seeking excellent roadside assistance. The Hartford, at $65 per month, offers substantial organization discounts.
American Family, at $73 monthly, excels in claims service. Travelers, priced at $78 per month, provides comprehensive coverage options. Geico offers a rate of $82 and is known for rewarding good drivers. Nationwide, with a rate of $90, provides accident forgiveness benefits. Liberty Mutual, at $125 per month, offers multi-policy discounts but is on the higher end of the price spectrum.
Comparing these rates helps ensure that you get the most affordable and suitable coverage for your Saturn VUE. If you want to learn more about the company, head to our article called “Compare Car Insurance Quotes.”
Factors Affecting the Cost of Saturn Vue Car Insurance
When it comes to determining the cost of car insurance for your Saturn VUE, several factors come into play. One of the most significant factors is the model and year of your vehicle. The Saturn VUE is available in different trims, and each trim may have a different insurance cost due to variations in its safety features and repair expenses.
The insurance rates for your Saturn VUE are also influenced by your location. If you reside in an area with high rates of accidents or thefts, your insurance premium might be higher compared to those living in low-risk areas.
Additionally, your driving record, including any past accidents or traffic violations, will impact your insurance rates. Drivers with a clean history generally have lower premiums compared to those with a history of accidents or traffic violations.
Your age and driving experience are other important factors that insurers consider when determining your car insurance premium. Younger drivers, especially those under the age of 25, typically pay higher premiums due to their perceived higher risk. New drivers with limited experience may also face higher rates compared to seasoned drivers.
More information is available about this provider in our guide titled “Best Car Insurance for 21-Year-Old Drivers.”
Another factor that can affect the cost of car insurance for your Saturn VUE is your credit score. Insurance companies often use credit-based insurance scores to assess the risk of insuring a particular individual. A higher credit score is generally associated with lower insurance premiums, as it is seen as an indicator of responsible financial behavior.
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Understanding the Insurance Rates for Saturn Vue Vehicles
Now that you have an idea of the factors affecting your Saturn VUE insurance rates, it’s important to understand how insurance companies calculate these rates. Insurance companies consider the statistical likelihood of your vehicle being involved in an accident or being stolen. They also take into account the cost of vehicle repairs, medical expenses, and liability claims associated with your Saturn VUE model.
Discover more about offerings in our “What happens if I don’t agree with the amount the insurance company is offering me for the repairs to my vehicle?”
Insurance rates may also vary depending on the coverage options you choose. Comprehensive insurance, which covers damages to your vehicle caused by events other than collisions, may be more expensive compared to liability-only insurance which only covers damages to the other party involved in an accident.
Jeff Root Licensed Insurance Agent
Furthermore, the deductible you choose will affect your insurance premiums. A higher deductible means a lower premium, but you’ll be responsible for paying more out of pocket in the event of a claim. On the other hand, a lower deductible will result in a higher premium but less financial responsibility in the event of an accident.
It’s worth noting that insurance rates for Saturn VUE vehicles can also be influenced by your driving record. If you have a history of accidents or traffic violations, insurance companies may consider you a higher risk and charge higher premiums. On the other hand, if you have a clean driving record with no accidents or violations, you may be eligible for discounts and lower insurance rates.
The Importance of Comparing Car Insurance Quotes for Saturn Vue
When you’re shopping for car insurance for your Saturn VUE, it’s crucial to compare quotes from multiple insurance companies. Different insurers offer varying rates and discount options, so it’s important to research and compare before making a decision.
One of the easiest ways to compare quotes is by using online insurance comparison tools. These tools allow you to enter your vehicle and personal information once, and then receive quotes from multiple insurers. This way, you can easily compare coverage options, deductibles, and premiums side by side, helping you find the best car insurance policy for your Saturn VUE at an affordable rate.
Another benefit of comparing car insurance quotes is that it can help you uncover potential discounts and savings. Insurance companies often offer discounts for various factors such as safe driving records, multiple policies, or even being a member of certain organizations.
By comparing quotes, you can see which insurers offer the most discounts and potentially save a significant amount of money on your car insurance premiums.Access comprehensive insights into our “What is Premium?”
Melanie Musson Published Insurance Expert
In addition to comparing quotes, it’s also important to consider the reputation and customer service of the insurance companies you are considering. Reading reviews and checking ratings can give you insights into how well a company handles claims, responds to customer inquiries, and overall customer satisfaction.
Choosing an insurance company with a good reputation and strong customer service can provide you with peace of mind knowing that you will be well taken care of in the event of an accident or claim.
Tips for Getting Affordable Car Insurance for Your Saturn Vue
Now that you understand the factors that affect your Saturn VUE car insurance rates, let’s explore some tips that can help you reduce your insurance premiums. Maintaining a good driving record by practicing safe driving habits and avoiding accidents and traffic violations can potentially qualify you for lower insurance rates.
Installing safety features like anti-lock brakes, airbags, and an anti-theft system on your Saturn VUE can also lower your insurance premiums, as insurers consider these features as indicators of reduced risk. Opting for a higher deductible can further lower your premium, but ensure you can afford the deductible amount if you need to file a claim.
Taking advantage of various discounts offered by insurance companies, such as multi-policy discounts, good student discounts, or discounts for completing a defensive driving course, can significantly reduce your premiums. Comparing quotes from multiple insurance providers is also crucial, as rates can vary significantly.
Shopping around can help you find the most affordable coverage for your Saturn VUE. Additionally, paying your premium in full upfront, if financially feasible, can lead to discounts from some insurance companies, saving you money on your car insurance.
By understanding the factors that affect your rates and taking advantage of these tips and discounts, you can find affordable car insurance that provides the necessary coverage for your Saturn VUE. Unlock details in our article called “Safety Features Car Insurance Discount.”
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Conclusion
Securing car insurance for your Saturn VUE is a vital step in ensuring both your financial security and peace of mind. By choosing the right insurance provider, you can benefit from comprehensive coverage at competitive rates. Factors such as your driving record, location, and the specific features of your Saturn VUE all play significant roles in determining your premiums.
Laura Walker Former Licensed Agent
By comparing quotes from top insurers like USAA, State Farm, and Auto-Owners, you can find the best deals tailored to your needs. Don’t forget to take advantage of available discounts and consider safety features that may lower your rates.
Ultimately, investing in the right car insurance means protecting your vehicle and your financial well-being against unforeseen events on the road. Check out insurance savings in our complete “Best Car Insurance for Drivers After an Accident in Nebraska.”
See if you’re getting the best deal on car insurance by entering your ZIP code below.
Frequently Asked Questions
What factors affect the cost of Saturn VUE car insurance?
The cost of Saturn VUE car insurance can be influenced by various factors such as the driver’s age, location, driving record, coverage options, deductibles, and the insurance company’s pricing policies.
For additional details, explore our comprehensive resource titled “Best Car Insurance by Vehicle.”
How can I find the best insurance rates for a Saturn VUE?
To find the best insurance rates for a Saturn VUE, it is recommended to shop around and compare quotes from multiple insurance companies. Additionally, maintaining a clean driving record, opting for higher deductibles, and bundling policies can help lower insurance costs.
Does the safety rating of the Saturn VUE affect insurance premiums?
Yes, the safety rating of the Saturn VUE can impact insurance premiums. Cars with higher safety ratings tend to have lower insurance costs as they are considered less risky to insure.
Are there any specific discounts available for insuring a Saturn VUE?
Insurance companies may offer various discounts for insuring a Saturn VUE. These can include discounts for safety features such as anti-lock brakes and airbags, as well as discounts for being a safe driver or having multiple policies with the same insurer.
What is the average cost of insurance for a Saturn VUE?
The average cost of insurance for a Saturn VUE can vary depending on several factors. It is recommended to obtain personalized quotes from insurance providers to get an accurate estimate based on individual circumstances.
To find out more, explore our guide titled “Uninsured/Underinsured Motorist Insurance Coverage: A Complete Guide.”
Which type of car insurance is the cheapest for a Saturn VUE?
Comprehensive insurance often offers the most affordable rates, though costs can vary based on individual factors.
Which SUV has the highest insurance?
According to the EPA’s size categories, the standard-sized SUVs with the most expensive car insurance premiums are the Ford Explorer, Jeep Grand Cherokee, and Toyota 4Runner. Conversely, the SUV with the lowest purchase price also typically has the most affordable car insurance rates.
Which insurance company is usually the cheapest for a Saturn VUE?
Our analysis identifies USAA, Nationwide, Travelers, Erie, Geico, and Progressive as some of the most affordable car insurance providers across the country.
What type of insurance is best for a Saturn VUE?
Comprehensive car insurance offers extensive coverage, protecting against both third-party liabilities and damage to your Saturn VUE.
To learn more, explore our comprehensive resource on “Liability Insurance: A Complete Guide.”
Which insurance is best for a Saturn VUE after 5 years?
Opting for a zero-depreciation add-on cover enhances a standard comprehensive car insurance policy by covering both repair and depreciation expenses.
Who is known for the cheapest car insurance?
State Farm offers the most affordable national car insurance, priced at $50 per month for liability-only coverage. American Family and Geico also provide competitive quotes, averaging around $61 per month. USAA stands out with the lowest overall rates, charging just $34 per month.
Our free online comparison tool below allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
What are the most expensive cars to maintain?
Over a decade, some car brands, like Land Rover, can result in significantly higher maintenance and repair costs compared to others.
What is the name of the lowest car insurance for a Saturn VUE?
Geico emerges as the most affordable car insurance provider among major insurers, with an average monthly rate of $30 for minimum coverage. American National offers the lowest-priced auto insurance among midsize insurers, averaging $25 per month.
Learn more by reading our guide titled “Insurance Quotes Online.”
What age group has the cheapest car insurance for a Saturn VUE?
Typically, car insurance costs decrease steadily from age 25 to 60. Younger individuals generally face higher premiums, which decrease as they age through each decade. Those in their 30s typically pay more than those in their 40s, who, in turn, pay more than individuals in their 50s.
What is the least amount of car insurance coverage?
You generally need at least state-mandated liability coverage for car insurance, which covers costs for injuries and damages you’re responsible for in an accident, partially or fully.
What is the most basic car insurance for a Saturn VUE?
Various types of car insurance policies are available, with foundational coverage typically including liability protection. In many states, there are minimum requirements for these policies, which often include uninsured/underinsured motorist coverage and comprehensive insurance.
To find out more, explore our guide titled “What is comprehensive coverage?”
Which insurance company is most expensive?
Allstate ranks among the more expensive large insurers in the United States, often being the costliest among the top ten insurance providers.
Who are the top 5 insurance companies?
The top five companies in the car insurance market based on the largest share of policies sold in the U.S. in 2023 are State Farm, Progressive, Geico, Allstate, and USAA. Liberty Mutual, Farmers Insurance, and Travelers also feature prominently.
What’s the cheapest SUV to insure?
The most affordable SUVs for insurance coverage include the Honda CR-V, Jeep Cherokee, Ford Escape, Chevrolet Equinox, Jeep Wrangler, Subaru Forester, Toyota RAV4, and Nissan Rogue.
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool below to instantly compare quotes near you.
What are the most expensive cars for insurance?
Dodge and Tesla rank highest in car insurance costs among 17 popular brands. Full coverage for Dodge vehicles averages $354 monthly, whereas Tesla vehicles average $251 monthly for full coverage.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
